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$475,000

5406 SANDY SHELL DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active34 days on market

Beds

3

Baths

2

Sq Ft

2,402 sq ft

Year Built

2012

Lot Size

0.24 acres

Garage

2

About This Property

Beautiful 3-bedroom, 2-bathroom home in the desirable Harbour Isles community, featuring a spacious 2-car garage and a stunning lake view. Enjoy an open and functional layout with plenty of natural light and comfortable living spaces. The property offers a peaceful waterfront setting and a great opportunity to enjoy the Florida lifestyle. Conveniently located near shopping, dining, schools, parks, and major highways. Don't miss this opportunity to make this beautiful property your new home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6436354
StatusActive
Year Built2012
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHARBOUR ISLES PH 1
CountyHillsborough
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorOther
FlooringCeramic Tile
AppliancesOther
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSprinkler Metered
Lot Size0.24 acres (10,483 sq ft)
Lot Dimensions83.2 x 126
Road SurfaceOther
0

Utilities

WaterCanal/Lake For Irrigation
SewerOther
UtilitiesOther

Parking

GarageYes (2 spaces)
CarportYes

HOA & Community

HOAYes
HOA Fee$120 / Annually
Senior CommunityNo

Financial Details

List Price$475,000
Annual Taxes$10,572 (2025)
FinancingCash, Conventional, FHA
ZoningPD
Parcel #U33311981P00000200003.0

Directions

na

Location

5406 SANDY SHELL DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeMONTESOL REALTY, INC.
ListedSeptember 2, 2026

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Home Price

$475,000

20% ($95,000)
6.75%

Loan Term

Principal & Interest$2,465
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,050
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How to Buy This Home

Multiple financing options available for this $475,000 home in APOLLO BEACH.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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