$499,900
522 S OSCEOLA AVENUE, ORLANDO, FL 32801
Beds
4
Baths
4
Sq Ft
2,391 sq ft
Year Built
1920
Lot Size
0.20 acres
Garage
—
About This Property
Located in Orlando’s Lake Cherokee Historic District, this historic duplex offers two distinct residences in one of downtown Orlando’s most established neighborhoods. Original wood floors, fireplaces, abundant windows and generously sized rooms preserve the property’s character, while each residence features its own kitchen and comfortable living spaces. A large backyard provides additional outdoor space and privacy. The property was converted from a rooming house into a duplex in the mid-1980s through a comprehensive gut renovation that included new plumbing and electrical systems. More recent improvements include a roof replaced approximately eight years ago and air-conditioning systems replaced within the past five years. Conveniently located near downtown Orlando’s dining, entertainment, parks and cultural destinations, this property presents a distinctive opportunity for an owner-occupant, multigenerational living or investment use
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take I-4 toward downtown Orlando. Take the exit for Anderson Street. Head east on E. Anderson Street. Continue to S. Osceola Avenue. Turn right (south) onto S. Osceola Avenue. Continue south on Osceola Avenue. 522 S Osceola Ave will be on your left/east side of the road, just before Palmer Avenue.
Location
522 S OSCEOLA AVENUE, ORLANDO, FL 32801
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$499,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $499,900 home in ORLANDO.
🏛️
FHA Loan
$17,497 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.