$195,000
4020 HEADSAIL DRIVE, NEW PORT RICHEY, FL 34652
Beds
2
Baths
2
Sq Ft
1,312 sq ft
Year Built
1972
Lot Size
0.20 acres
Garage
2
About This Property
Short Sale. SHORT SALE OPPORTUNITY IN GULF HARBORS. Rare chance to own in this desirable coastal community — OPTIONAL HOA and PRIVATE BEACH ACCESS. The heavy lifting is DONE: NEW ROOF (July 2025), NEW A/C (August 2025), NEW WATER HEATER (August 2025), UPDATED ELECTRICAL (August 2025). Currently mid-renovation, requiring interior finishes — drywall, flooring, kitchen, cabinets, vanity, and paint — so the next owner can finish it to their own taste. Plans available for an approx. 460 sq ft expansion to a 4-bedroom, approx. 1,770 sq ft home; buyer to verify permitting with Pasco County. Ideal for investors, flippers, or buyers using renovation financing (203k / FHA renovation). Enjoy the New Port Richey coastal lifestyle — canals, boating, fishing, and Gulf Harbors’ private beach. Sold AS-IS. Subject to lender/third-party approval. Priced aggressively
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
US 19 to Marine Pkwy, west to Floramar Ter, right on Floramar, left on Headsail Dr. Home is on the right
Location
4020 HEADSAIL DRIVE, NEW PORT RICHEY, FL 34652
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$195,000
Loan Term
How to Buy This Home
Multiple financing options available for this $195,000 home in NEW PORT RICHEY.
🏛️
FHA Loan
$6,825 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$9,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 28, 2026.