Beds
3
Baths
3
Sq Ft
2,284 sq ft
Year Built
2001
Lot Size
0.14 acres
Garage
2
About This Property
This 3-bedroom, 2.5-bathroom two-story home is in move-in ready condition, complete with an attached 2-car garage and situated in a desirable golf course community. The interior features durable tile and laminate flooring throughout the main living areas and a functional kitchen with appliances in good working condition. Living extends seamlessly outdoors to a big covered patio and a spacious backyard, creating an excellent setting for outdoor dining, entertaining, or quiet relaxation. Turnkey and well-maintained, this property combines everyday comfort, practical storage, and a prime neighborhood setting. One or more photos in this listing have been virtually staged.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Suncoast Parkway (FL-589), take Exit 19 for SR-54 East and proceed approximately 3 miles to Suncoast Crossings. Turn left onto Suncoast Crossings, then continue straight onto Lutz Lake Fern Road for 0.5 miles. Turn right onto Sandy Springs Circle, entering the Sandy Springs community. Continue around the loop for approximately 0.2 miles, and 19431 Sandy Springs Cir will be on your right.
Location
19431 SANDY SPRINGS CIRCLE, LUTZ, FL 33558
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$454,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $454,900 home in LUTZ.
🏛️
FHA Loan
$15,922 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,745 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Lutz
More Homes in Lutz
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.