$395,000
6907 SPENCER CIRCLE, TAMPA, FL 33610
Beds
3
Baths
2
Sq Ft
2,292 sq ft
Year Built
1965
Lot Size
0.26 acres
Garage
2
About This Property
6907 Spencer Cir is a one-story Tampa ranch-style home on a cul-de-sac lot with lake access, built in 1965. The kitchen includes white cabinetry, wood countertops, a center island, a range hood, and a stainless steel range, with wood-look flooring in the dining area. The living area is anchored by a stone fireplace with built-in shelving, and a tiled sunroom with ceiling fans adds extra living space. The bedrooms include carpet or wood-look flooring with ceiling fans and closets, while the bathrooms feature double sink vanities, one with a tub and the other with a step-in shower. Outside, the lot leads to a dock on the water, and a two-car attached garage completes this one-story home with functional living space throughout. Included 100-Day Home Warranty with buyer activation
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Head N on US-92 W L on Walton Way L on Travis Blvd R on Thrasher Dr L on Spencer Cir Home on right
Location
6907 SPENCER CIRCLE, TAMPA, FL 33610
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$395,000
Loan Term
How to Buy This Home
Multiple financing options available for this $395,000 home in TAMPA.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.