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$399,900

11 SANDERS CIRCLE, HOMOSASSA, FL 34446

3D Tour
Active41 days on market

Beds

4

Baths

3

Sq Ft

2,471 sq ft

Year Built

2027

Lot Size

0.29 acres

Garage

2

About This Property

Pre-Construction. To be built. The Harmony home design in Sugarmill Woods blends spacious living, thoughtful design, and exceptional finishes on an oversized homesite with peaceful Greenbelt views. A striking stone accent enhances the exterior, while the 8' full-light front door opens to a welcoming foyer and a bright, open interior with 9'4" flat ceilings, crown molding, and a deluxe interior trim package. At the heart of the home, the expansive Great Room flows seamlessly into the kitchen and breakfast nook, creating a spacious central living area. Additional LED lighting enhances the Great Room, while three pendant light rough-ins add the opportunity for a distinctive finishing touch above the kitchen island. The beautifully appointed kitchen features granite or quartz countertops, a subway tile backsplash, soft-close cabinetry, solid wood soft-close drawers, abundant workspace, and a full line of stainless steel appliances, including an eStar refrigerator. A private den with French doors provides flexible space for a home office, library, or hobby room. Just off the Great Room, the covered lanai extends the living area outdoors and features an acrylic patio finish. The primary suite is thoughtfully positioned and includes a spacious bedroom, an oversized walk-in closet, and a deluxe primary bath with soft-close cabinets, solid wood drawers, and an oversized shower with ceramic tile walls. A private guest suite with its own ensuite bath is separated from the primary suite and the two additional secondary bedrooms, creating a well-designed layout with excellent privacy. Ceramic flooring extends throughout the main living areas, with carpet in the bedrooms, while the additional bathrooms continue the home's quality finishes with ceramic tile walls in the showers. The well-equipped laundry room includes a base cabinet with a granite or quartz countertop and sink. A two-car garage with a built-in workshop provides generous space for vehicles, storage, and projects, while a garage door opener with remotes adds everyday convenience. Additional highlights include cordless blinds, insulated low-emissive windows, architectural shingles, an irrigation system, sod, and professional landscaping. A built-in Smart Home Package includes a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches. Located in Sugarmill Woods, this quiet cul-de-sac community features tree-lined streets, lush greenery, and distinctive Villages that create a peaceful atmosphere. The surrounding Homosassa area is known for its natural springs, state parks, beaches, fishing, and boating, adding exceptional opportunities for outdoor recreation and Florida living. Experience the craftsmanship, modern finishes, and thoughtful design of this exceptional new construction home. Schedule your private tour today. We can’t wait to welcome you home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6436836
StatusActive
Year Built2027
Total Rooms9
ConstructionBlock, Stone, Stucco
RoofOther, Shingle
FoundationSlab
FacesNorth
SubdivisionSUGARMILL WOODS OAK VILLAGE
CountyCitrus
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCrown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
WindowsInsulated Windows, Low-Emissivity Windows
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.29 acres (12,520 sq ft)
Lot FeaturesGreenbelt, Landscaped, Level, Oversized Lot
Road SurfacePaved
ViewPark/Greenbelt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$139 / Annually
Senior CommunityNo

Financial Details

List Price$399,900
Annual Taxes$337 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDR
Parcel #18E20S130010006200200

Schools

ElementaryLecanto Primary School
MiddleLecanto Middle School
HighLecanto High School

Directions

From US-98, head north on S Suncoast Blvd, then turn right onto Cypress Blvd W. Continue onto Cypress Cir, then turn left onto Cypress Blvd E. Turn left onto Corkwood Blvd, then turn left onto Fringetree St. Turn right onto Sanders Cir, and the destination, 11 Sanders Cir, Homosassa, FL 34446, will be on the right.

Location

11 SANDERS CIRCLE, HOMOSASSA, FL 34446

Listing Information

OfficeNEW HOME STAR FLORIDA LLC
ListedAugust 26, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$399,900

20% ($79,980)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,900 home in HOMOSASSA.

🏛️

FHA Loan

$13,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 27, 2026.

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