$198,999
4015 SHADY OAK DRIVE E, LAKELAND, FL 33809
Beds
3
Baths
2
Sq Ft
924 sq ft
Year Built
1986
Lot Size
0.83 acres
Garage
—
About This Property
Welcome to 4015 Shady Oak Dr in Lakeland! This 3-bedroom, 2-bath manufactured home sits on an approximately 0.83-acre lot, offering plenty of outdoor space and NO HOA. The home features recent interior updates and a spacious layout. Major improvements reported by the seller include a roof approximately 5 years old, A/C approximately 3 years old, and plumbing updated approximately 1 year ago. The property is served by well and septic. Conveniently located in Lakeland with easy access to shopping, dining, and major roadways. Schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-4, take Kathleen Rd north. Turn west onto Knights Griffin Rd, then turn north onto Shady Oak Dr E. Follow Shady Oak Dr E to the property at 4015 Shady Oak Dr E.
Location
4015 SHADY OAK DRIVE E, LAKELAND, FL 33809
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$198,999
Loan Term
How to Buy This Home
Multiple financing options available for this $198,999 home in LAKELAND.
🏛️
FHA Loan
$6,965 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$9,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.