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$184,500

612 TERRACE RIDGE CIRCLE UNIT 126, DAVENPORT, FL 33896

3D Tour
Active42 days on market

Beds

2

Baths

2

Sq Ft

1,261 sq ft

Year Built

2005

Lot Size

0.02 acres

Garage

,

About This Property

Beautiful 2-bedroom, 2-bath condo located in the gated Terrace Ridge community in Davenport. This second-floor unit features a private balcony and access to community amenities including a swimming pool and fitness center. HOA benefits include water, basic cable, and internet. Prime location near ChampionsGate with convenient access to I-4, Posner Park, shopping, restaurants, golf, medical facilities, and everyday essentials. Walt Disney World and other Central Florida attractions are also just a short drive away, with easy access to Orlando, Tampa, and Florida's Gulf Coast. Whether you're looking for a primary residence, second home, or investment property, this condo offers a low-maintenance option in a convenient Central Florida location. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #O6437783
StatusActive
Year Built2005
Stories3
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionTERRACE RIDGE AT TOWN CENTER EAST CONDO
CountyPolk
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Elevator, Other, Thermostat, Walk-In Closet(s)
FlooringOther
AppliancesDishwasher, Dryer, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.02 acres (684 sq ft)
Road SurfaceAsphalt, Concrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$567 / Monthly
Senior CommunityNo

Financial Details

List Price$184,500
Original Price$189,500
Annual Taxes$2,118 (2025)
FinancingCash, Conventional, FHA
Parcel #272602701011001260

Directions

From I-4 W, take Exit 58 toward Poinciana/Kissimmee. Turn left onto Champions Gate Blvd/Osceola Polk Line Rd. Turn right onto Lake Wilson Rd, then left onto Town Center Blvd. Turn left onto Terrace Ridge Cir. Continue through the community to 612 Terrace Ridge Cir.

Location

612 TERRACE RIDGE CIRCLE UNIT 126, DAVENPORT, FL 33896

Listing Information

OfficeFLORIDA REALTY MARKETPLACE
ListedSeptember 1, 2026

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Home Price

$184,500

20% ($36,900)
6.75%

Loan Term

Principal & Interest$957
Property Tax (est.)$169
Insurance (est.)$150
Total Monthly$1,276
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How to Buy This Home

Multiple financing options available for this $184,500 home in DAVENPORT.

🏛️

FHA Loan

$6,458 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$9,225 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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