$289,900
434 CARDINAL PLACE, LAKELAND, FL 33803
Beds
3
Baths
3
Sq Ft
1,640 sq ft
Year Built
1956
Lot Size
0.24 acres
Garage
—
About This Property
Welcome to your next chapter in the heart of Lakeland! Nestled on a peaceful, quiet cul-de-sac where traffic is never an issue, this sturdy block home is a rare find in this highly sought after neighborhood. Featuring a spacious 3-bedroom, 2.5-bathroom split floor plan, this property offers the perfect blend of charm and incredible potential. Large bedrooms. Step onto the inviting front porch with your morning coffee, admire the unique broken tile mosaic flooring, and instantly feel at home. Priced to reflect the need for some TLC and cosmetic updates, this home is a blank canvas just waiting for a first-time buyer to design their dream space, or an investor looking for a fantastic fix-and-flip opportunity. Why You’ll Love This Home: • Hidden Gems: Beautiful, historic Heart of Pine wood flooring is waiting under the carpet, ready to be restored to its original glory. You'll also find classic mosaic tile under the carpet in the spacious Florida room. • Outdoor Living: Enjoy a beautifully fenced-in yard with plenty of room for pets, gardening, entertaining, or simply relaxing in the Florida sunshine. • Convenient Extras: The home features a covered single carport, an indoor laundry room for ultimate convenience, and a handy outdoor shed for all your tools and storage needs. • No Added Costs: Enjoy total freedom with no HOA or CDD fees to worry about. An Unbeatable Lakeland Location Location is everything, and this home places you minutes from the best of Lakeland: • Outdoor Fun: Walk right over to the Cleveland Heights Golf Course for a round of golf, or take a quick trip to the iconic Lake Hollingsworth for an evening stroll. • Academic Appeal: Located just 2.2 miles from Florida Southern College, this is a premier spot for students looking to live off-campus, or an owner looking to rent out extra bedrooms to fellow students. • City Convenience: Enjoy seamless, easy access to local schools, fantastic shopping, dining, and vibrant Downtown Lakeland, which is just minutes away. The seller can accommodate a quick closing, so you can start making this wonderful house your own without delay.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Florida Ave South, go East on Pinellas Street. Continue onto Robin Road. Left onto Flamingo Drive. Turn Left onto Cardinal Place. House on your left.
Location
434 CARDINAL PLACE, LAKELAND, FL 33803
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$289,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $289,900 home in LAKELAND.
🏛️
FHA Loan
$10,147 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Lakeland
More Homes in Lakeland
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 2, 2026.