$389,000
490 CAROLINA AVENUE NW, PALM BAY, FL 32907
Beds
4
Baths
3
Sq Ft
1,860 sq ft
Year Built
2026
Lot Size
0.24 acres
Garage
2
About This Property
Brand New Construction! Never Lived In! Welcome to this beautifully designed 4-bedroom, 3-bathroom new construction home, ideally located in the heart of Palm Bay, just 30 minutes from the beach, with easy access to I-95, Publix, Walmart Supercenter, and one of the area’s top community parks. Step inside to a bright, open-concept layout where the kitchen truly shines: sleek gray cabinetry, elegant white quartz countertops, and high-end appliances create the perfect space for cooking and entertaining. The living and dining areas flow seamlessly together, all tied together by warm, wood-look vinyl flooring that gives the entire home a cozy, welcoming feel from the moment you walk in. The split floor plan offers privacy and comfort, with a convenient Jack-and-Jill bathroom connecting two of the secondary bedrooms. The true showstopper, however, is the oversized primary suite, a spa-like retreat featuring floor-to-ceiling upgraded tile in the walk-in shower and a full accent wall, a separate upgraded soaking tub for ultimate relaxation, and not one but two spacious walk-in closets for all your storage needs. Outside, the possibilities are endless. Set on a flat, quarter-acre lot, this backyard is a blank canvas! Plenty of room for a future pool, outdoor kitchen, garden, playset, or whatever fits your lifestyle. A two-car garage and an extended driveway provide ample parking for family and guests, all within a quiet, well-established neighborhood. Everything here is brand new! No wear, no updates needed, just move in and make it your own. Schedule your private showing today and be the very first to call this stunning home yours!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Head toward Helen St NE, Use the 2nd from the left lane to turn left onto Minton Rd, Use the right 2 lanes to turn right onto Emerson Dr NW, Use the left 2 lanes to turn left onto Jupiter Blvd NW, Turn right onto Ivanhoe St NW, Turn left onto Carolina Ave NW, Destination will be on the right.
Location
490 CAROLINA AVENUE NW, PALM BAY, FL 32907
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$389,000
Loan Term
How to Buy This Home
Multiple financing options available for this $389,000 home in PALM BAY.
🏛️
FHA Loan
$13,615 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.