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$345,690

815 ANDREW STREET, WINTER HAVEN, FL 33881

Active0 days on market

Beds

4

Baths

2

Sq Ft

1,814 sq ft

Year Built

2026

Lot Size

0.13 acres

Garage

2

About This Property

Beautiful Single Level, 2 Car Garage Home with Open Concept Living and 4 Bedrooms! The Baker plan is in Farmhouse exterior design. Adjacent the foyer you'll find 3 secondary bedrooms and a full bathroom. The well-appointed island kitchen overlooks the spacious family room and adjoining cafe with access to the covered lanai. The primary suite boasts an en suite bathroom with dual sink vanity, shower, private water closet, and large walk-in closet.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6438380
StatusActive
Year Built2026
Total Rooms9
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionWILLOWBROOK NORTH
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCrown Molding, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsDouble Pane Windows, Low-Emissivity Windows
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors
Lot Size0.13 acres (5,663 sq ft)
Lot FeaturesCleared, City Lot, Landscaped, Level, Near Golf Course, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$6 / Monthly
Senior CommunityNo

Financial Details

List Price$345,690
Annual Taxes$892 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #262810530502001040

Schools

ElementaryFred G. Garnier Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

From I-4 take Exit 55 (US-27). Head south on US-27, keep right for State Road 544 / Lucerne Park Rd, follow SR-544 about 3 miles Willowbrook North will be on the right.

Location

815 ANDREW STREET, WINTER HAVEN, FL 33881

Listing Information

OfficeDRB GROUP REALTY, LLC
ListedSeptember 10, 2026

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Home Price

$345,690

20% ($69,138)
6.75%

Loan Term

Principal & Interest$1,794
Property Tax (est.)$317
Insurance (est.)$150
Total Monthly$2,261
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $345,690 home in WINTER HAVEN.

🏛️

FHA Loan

$12,099 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,285 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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