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$495,000

1613 LEATHERBACK LANE, ST CLOUD, FL 34771

3D Tour
Active9 days on market

Beds

4

Baths

4

Sq Ft

3,041 sq ft

Year Built

2018

Lot Size

0.14 acres

Garage

2

About This Property

Virtually Staged. MOTIVATED SELLER — BRING YOUR OFFER! More space, more flexibility, and exceptional value in Turtle Creek! Offering approximately 3,020 square feet of heated living space, this spacious 4-bedroom, 3.5-bath home features a desirable first-floor primary suite, two generous living areas, a separate flex room, covered lanai, and large, fully fenced backyard. The thoughtfully designed two-story floor plan offers plenty of room to live, work, relax, and entertain. The open-concept main level connects the great room and dining area with a spacious kitchen featuring wood cabinetry, granite countertops, stainless-steel appliances, a center island, breakfast bar, and closet pantry. The first-floor primary suite provides a private retreat separate from the secondary bedrooms upstairs and features dual sinks, a soaking tub, separate shower, and large walk-in closet. Upstairs, three additional bedrooms are complemented by a large second living room/loft and a separate flex room, offering even more versatility. The loft provides an ideal space for a media or game room, lounge, or additional gathering area, while the flex room can easily serve as a home office, fitness room, hobby space, playroom, or whatever best fits your lifestyle. Outside, the covered lanai opens to a generously sized, fully fenced backyard with plenty of room for entertaining, pets, play, gardening, or creating your own outdoor retreat. Additional highlights include a two-car attached garage, walk-in closets, ceramic tile in the main living areas, and Florida-friendly landscaping. Turtle Creek residents enjoy a community swimming pool and playground. Conveniently located in St. Cloud with easy access to shopping, dining, schools, medical facilities, major roadways, Lake Nona, Orlando International Airport, the greater Orlando area, and Central Florida attractions. OVER 3,000 SQ. FT. • 4 BEDROOMS • 3.5 BATHS • FIRST-FLOOR PRIMARY SUITE • TWO LIVING AREAS • COVERED LANAI • LARGE FENCED BACKYARD. More room, more possibilities, and exceptional value in Turtle Creek. Schedule your showing and bring your offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6438755
StatusActive
Year Built2018
Total Rooms11
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionTURTLE CREEK PH 1B
CountyOsceola
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sprinkler Metered
Lot Size0.14 acres (6,250 sq ft)
Lot Dimensions50 x 125
Lot FeaturesCity Lot, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Fiber Optics, Public, Street Lights, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$93 / Monthly
Senior CommunityNo

Financial Details

List Price$495,000
Annual Taxes$4,980 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #312531084000010820

Schools

ElementaryLakeview Elem (K 5)
MiddleNarcoossee Middle
HighHarmony High

Directions

Take FL-417 S to Exit 22 for CR-15/Narcoossee Rd. Turn left onto Narcoossee Rd. Turn right onto Terrapin Blvd, then left onto Leatherback Ln. Home will be on the left.

Location

1613 LEATHERBACK LANE, ST CLOUD, FL 34771

Listing Information

OfficeRE/MAX TOWN & COUNTRY REALTY
ListedSeptember 5, 2026

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Home Price

$495,000

20% ($99,000)
6.75%

Loan Term

Principal & Interest$2,568
Property Tax (est.)$454
Insurance (est.)$150
Total Monthly$3,172
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $495,000 home in ST CLOUD.

🏛️

FHA Loan

$17,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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