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$237,000

1262 PADGETT CIRCLE, LADY LAKE, FL 32159

3D Tour
Active6 days on market

Beds

4

Baths

2

Sq Ft

1,325 sq ft

Year Built

1992

Lot Size

0.26 acres

Garage

About This Property

1262 Padgett Cir is a 1-story Lady Lake home built in 1992, with four bedrooms and one full and one half bathroom in a single-level layout. The kitchen includes white cabinetry, granite countertops, and stainless steel appliances such as a range and microwave for everyday cooking and cleanup. Each bedroom features tile flooring, a ceiling fan for air circulation, and a closet for clothing storage. The primary bathroom pairs a single-sink vanity with a tub and shower combination, while the second bathroom includes a single-sink vanity and toilet for added convenience. Mature oak trees and an open lawn surround the exterior, providing natural shade. Clean interior finishes and functional living space complete this well-maintained residence with practical amenities throughout every room. Included 100-Day Home Warranty with buyer activation

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6438923
StatusActive
Year Built1992
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionLADY LAKE PADGETT ESTATES SUB
CountyLake
OwnershipFee Simple

Interior Features

InteriorL Dining, Primary Bedroom Main Floor, Stone Counters
FlooringTile
AppliancesMicrowave, Other
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.26 acres (11,250 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Available, Natural Gas Available, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$237,000
Annual Taxes$3,675 (2025)
FinancingCash, Conventional, VA Loan
ZoningRS-6
Parcel #281824035000002100

Directions

Head west on Lake Ella Rd. Slight right onto Padgett Ln. Turn right onto Padgett Cir. Property is on the right.

Location

1262 PADGETT CIRCLE, LADY LAKE, FL 32159

Listing Information

OfficeOPENDOOR BROKERAGE LLC
ListedSeptember 8, 2026

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Home Price

$237,000

20% ($47,400)
6.75%

Loan Term

Principal & Interest$1,230
Property Tax (est.)$217
Insurance (est.)$150
Total Monthly$1,597
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How to Buy This Home

Multiple financing options available for this $237,000 home in LADY LAKE.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,850 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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