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$567,500

406 WINGATE CIRCLE, OLDSMAR, FL 34677

Active1 days on market

Beds

3

Baths

3

Sq Ft

2,423 sq ft

Year Built

2001

Lot Size

0.14 acres

Garage

2

About This Property

New listing in Bay Arbor community in Oldsmar. Features 3 bedrooms, 2.5 bathrooms, large upstairs great room, commercial internet and wiring, 2-car garage, and fully fenced yard with upgraded rear patio. Located on a quiet street at the back of the development and minutes from local attractions, public transportation, and a public park.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6439011
StatusActive
Year Built2001
Total Rooms11
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionBAY ARBOR
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Window Treatments
FlooringCarpet, Ceramic Tile, Engineered Hardwood
AppliancesDisposal, Dryer, Microwave, Range, Washer
LaundryElectric Dryer Hookup, Inside, Upper Level
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorCourtyard, Gray Water System, Irrigation System, Lighting, Private Mailbox, Rain Gutters, Sliding Doors, Sprinkler Metered
Lot Size0.14 acres (6,098 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,200 / Semi-Annually
Senior CommunityNo

Financial Details

List Price$567,500
Annual Taxes$8,331 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningRES
Parcel #152816032840090220

Schools

ElementaryOldsmar Elementary-PN

Directions

Drive west on Tampa Road/SR 584. Right to Bay Arbor Bld. Left to Ventura Drive. Right to Wingate Circle. Property is on the left.

Location

406 WINGATE CIRCLE, OLDSMAR, FL 34677

Listing Information

OfficeBEYCOME OF FLORIDA LLC
ListedSeptember 3, 2026

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Home Price

$567,500

20% ($113,500)
6.75%

Loan Term

Principal & Interest$2,945
Property Tax (est.)$520
Insurance (est.)$150
Total Monthly$3,615
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $567,500 home in OLDSMAR.

🏛️

FHA Loan

$19,863 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,375 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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