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$649,000

1145 HIGHLAND STREET S, ST PETERSBURG, FL 33701

3D Tour
Active0 days on market

Beds

3

Baths

3

Sq Ft

1,920 sq ft

Year Built

1927

Lot Size

0.06 acres

Garage

About This Property

Welcome to this beautifully renovated modern bungalow nestled in the charming Ingleside neighborhood of St. Petersburg. NO FLOOD INSURANCE REQUIRED! Located in Flood Zone X and outside designated high-risk flood zones. Originally built in the 1920s and thoughtfully and fully renovated in 2017, this 3 bedroom, 3 bath home combines classic bungalow character with modern updates and an easy, open layout. The oversized front porch welcomes you into a bright living space with beautiful wood flooring throughout. The kitchen is designed for both everyday living and entertaining, featuring soft-close cabinetry, granite countertops, a large center island, and a pantry. Just off the kitchen, the creatively designed butler’s pantry has been transformed into a stylish bar area, perfect for morning coffee, happy hour, or hosting friends. Two bedrooms are located on the main level, including an en-suite bedroom that could serve as a first-floor primary suite, guest room, or private retreat. Upstairs, the spacious primary suite offers an en-suite bathroom and walk-in closet. A versatile loft overlooks the restored staircase and can easily function as a home office, reading nook, workout area, or additional living space. The home includes three full bathrooms, with two featuring large walk-in showers and the third offering a tub/shower combination. The property is offered furnished or unfurnished, providing flexibility for a full-time residence, second home, furnished rental, or investment property, subject to applicable City of St. Petersburg regulations and approvals. Parking is convenient, with space beside the home for two vehicles plus additional street parking. The location is hard to beat. Downtown St. Petersburg is approximately a 10–15-minute bike ride or a quick drive away. Tropicana Field is about 3 minutes away, while nearby attractions include the Salvador Dalí Museum, St. Pete Pier, waterfront parks, restaurants, breweries, shopping, entertainment, and more. The home also offers convenient access to USF St. Petersburg, area hospitals, I-275, Tampa International Airport, and St. Pete-Clearwater International Airport. Furnished or unfurnished, beautifully renovated, and ideally located, this home offers the space and flexibility buyers are looking for, whether you are searching for a primary residence, second home, furnished rental, or investment opportunity.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6439529
StatusActive
Year Built1927
Total Rooms6
ConstructionWood Frame
RoofShingle
FoundationCrawlspace
FacesEast
SubdivisionGRAHAMS T W SUB
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Stone Counters, Thermostat, Window Treatments
FlooringCeramic Tile, Hardwood
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral, Wall Units / Window Unit

Exterior & Lot

ExteriorLighting, Sidewalk
Lot Size0.06 acres (2,749 sq ft)
Lot Dimensions62 x 42
Lot FeaturesCity Lot, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$649,000
Annual Taxes$9,728 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #303117324900000071

Schools

ElementaryCampbell Park Elementary-PN
MiddleJohn Hopkins Middle-PN
HighGibbs High-PN

Directions

South on 4th Street, turn right onto 13th Ave S, turn right onto Highland St S. Property will be on the left.

Location

1145 HIGHLAND STREET S, ST PETERSBURG, FL 33701

Listing Information

OfficeSOTERA LIVING
ListedSeptember 10, 2026

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Home Price

$649,000

20% ($129,800)
6.75%

Loan Term

Principal & Interest$3,368
Property Tax (est.)$595
Insurance (est.)$150
Total Monthly$4,112
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $649,000 home in ST PETERSBURG.

🏛️

FHA Loan

$22,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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