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$148,000

350 WINTER RIDGE BOULEVARD UNIT 350, WINTER HAVEN, FL 33881

3D Tour
Active31 days on market

Beds

2

Baths

2

Sq Ft

1,073 sq ft

Year Built

2000

Lot Size

0.03 acres

Garage

—

About This Property

SERENE WATERFRONT LIVING ON THE CHAIN OF LAKES 2 Bedrooms | 2 Full Bathrooms | 1,073 SQFT | Single-Story Villa-Style Condo. Water Views & Chain-of-Lakes Lifestyle! Welcome home to low-maintenance living with a view! Situated in the desirable waterfront community of Winter Ridge, this turn-key 2-bedroom, 2-bath end unit pairs interior updates with living on Lake Smart. Unlike multi-story apartment complexes, this single-story villa design offers easy entry and maximum privacy. Step onto your private 8x17 screened-in covered lanai to enjoy the outdoors pest-free. Fresh & Fully Modernized Interior. Inside, the refreshed open-concept living space awaits. Stylish, water-resistant Luxury Vinyl Plank (LVP) flooring runs seamlessly throughout the home—no carpet! Enhanced by a fresh, clean, neutral paint palette. Gourmet Galley Kitchen: Features a full suite of modern appliances, a closet pantry, ample cabinet storage, and an integrated indoor laundry area. Primary Suite Sanctuary: A spacious retreat showcasing a large walk-in closet and an updated en-suite bathroom. Capital improvements include a brand-new roof (2025) and an updated water heater, offering buyers significant savings on home insurance and maintenance. Living at Winter Ridge feels like a year-round vacation on the Winter Haven Chain of Lakes: Boater’s Dream: Take advantage of direct access to Lake Smart via the private community boat launch ramp and fishing dock. Active Recreation: Unwind in the geothermal heated community pool, social clubhouse, or on the shuffleboard courts. Prime Parking: Includes two dedicated parking spaces, including a covered carport directly near your front entrance. All-Ages Community: Unlike many surrounding lakefront complexes that enforce age restrictions, Winter Ridge is an all-ages community, making it ideal for primary homeowners, snowbirds, or long-term investors. Location & Convenience: Nestled in Central Florida’s lake country with quick access to US-17, US-27, and I-4. Enjoy a short 10-minute drive to charming Downtown Winter Haven dining, shopping, medical centers, Polk State College, and LEGOLAND Florida. Low-maintenance waterfront living, major structural updates, and direct chain-of-lakes access—schedule your private tour today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #O6439573
StatusActive
Year Built2000
Stories1
Total Rooms4
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionWINTER RIDGE CONDO
CountyPolk
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat
FlooringLuxury Vinyl
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Private Entrance
Lot Size0.03 acres (1,142 sq ft)
Road SurfacePaved, Asphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$148,000
Original Price$152,000
Annual Taxes$2,473 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262809530002002110

Directions

Turn West onto FL-544 (Lucerne Park Rd) From US-27, take the exit/turn for FL-544 West toward Winter Haven. Drive West on FL-544Continue on FL-544 / Lucerne Park Rd for approximately 4 to 5 miles.Turn Left onto Winter Ridge Drive Look for the entrance to the community and turn left onto Winter Ridge Dr. Turn Right onto Winter Ridge Blvd Follow the road into the complex and turn right onto Winter Ridge Blvd. Arrive at Building 350Continue straight down the boulevard; 350 Winter Ridge Blvd will be on your left along the loop.

Location

350 WINTER RIDGE BOULEVARD UNIT 350, WINTER HAVEN, FL 33881

Listing Information

OfficeRP INVESTMENT REALTY LLC
ListedSeptember 5, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$148,000

20% ($29,600)
6.75%

Loan Term

Principal & Interest$768
Property Tax (est.)$136
Insurance (est.)$150
Total Monthly$1,054
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How to Buy This Home

Multiple financing options available for this $148,000 home in WINTER HAVEN.

🏛️

FHA Loan

$5,180 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,400 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.

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