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$489,000

3023 RAMSGATE CIRCLE, ORLANDO, FL 32837

3D Tour
Active7 days on market

Beds

3

Baths

2

Sq Ft

1,866 sq ft

Year Built

1981

Lot Size

0.20 acres

Garage

—

About This Property

Welcome to your move-in-ready home in the highly desirable Orlando area! Nestled on a quiet cul-de-sac, this beautifully renovated home offers a wonderful blend of comfort, style, and Florida living. Thoughtfully renovated in 2022, this home features a spacious bonus family room with fireplace offering flexible living space for relaxing, entertaining, working from home, or enjoying time with family. The bright Florida sunroom provides another inviting space to enjoy the beauty of Florida year-round, while the beautiful screened-in back patio with a clear roof creates the perfect setting for morning coffee, outdoor dining, entertaining, or simply unwinding in your own private retreat. The home also offers a convenient electric pull-in/charging setup for electric vehicles, adding a modern touch of convenience for today's lifestyle. Enjoy wonderful community amenities right outside your door, including tennis courts, pickleball, a playground, and a kids' basketball area—providing plenty of opportunities for recreation and family fun and all for a super low HOA. The location also offers access to highly desirable local schools, making this an appealing choice for families. Conveniently located near shopping, dining, major roadways, and all that Central Florida has to offer, this home truly checks all the boxes. With its 2022 renovations creating versatile living spaces, fantastic outdoor areas, community amenities, and sought-after location, this is a home you won't want to miss! 2021 Roof, 2020 Screened/covered patio adding 400+ sq ft paved patio space that extends to the front of the home, energy saver windows dual glazed, GE 4.8 cu. ft. Smart washer and dryer set, Daikin mini-split unit, and more. Move-in ready and waiting for you to make it your own—come see all that 3023 Ramsgate Circle has to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6440092
StatusActive
Year Built1981
Stories1
Total Rooms7
ConstructionBlock, Brick
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSKY LAKE SOUTH
CountyOrange
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Living Room/Dining Room Combo, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Engineered Hardwood
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
LaundryCommon Area, Inside
WindowsBlinds, Double Pane Windows, Shutters, Tinted Windows
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Garden, Irrigation System, Private Mailbox, Private Yard, Rain Gutters, Shade Shutter(s), Sidewalk
FencingVinyl
Other StructuresOther, Shed(s)
Lot Size0.20 acres (8,590 sq ft)
Lot FeaturesCleared, Corner Lot, Cul-De-Sac, Sidewalk
Road SurfaceAsphalt
ViewPark/Greenbelt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$329 / Annually
Senior CommunityNo

Financial Details

List Price$489,000
Annual Taxes$1,941 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningP-D
Parcel #162429815607320

Schools

ElementaryWaterbridge Elem
MiddleFreedom Middle
HighFreedom High School

Directions

GPS - Home is in front of community club and kids' basketball court.

Location

3023 RAMSGATE CIRCLE, ORLANDO, FL 32837

Listing Information

OfficePROPERTIES IN TOWN
ListedSeptember 23, 2026

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Preferred Time

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Home Price

$489,000

20% ($97,800)
6.75%

Loan Term

Principal & Interest$2,537
Property Tax (est.)$448
Insurance (est.)$150
Total Monthly$3,136
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $489,000 home in ORLANDO.

🏛️

FHA Loan

$17,115 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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