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$350,000

4660 BERNARD BOULEVARD, HAINES CITY, FL 33844

3D Tour
Active0 days on market

Beds

4

Baths

2

Sq Ft

1,867 sq ft

Year Built

2023

Lot Size

0.13 acres

Garage

2

About This Property

Single-story 4-bedroom, 2-bathroom home in Hammock Reserve, Haines City, Florida. Built in 2023, this 1,867-square-foot residence sits on a 5,502-square-foot lot with a rooftop solar array, window shutters throughout most of the home, a fully fenced backyard, and a screened rear lanai. The open-concept floor plan connects the great room, dining area, and kitchen under one continuous run of large-format tile. The kitchen anchors the space with a center island, granite countertops, a double-basin undermount sink, shaker cabinetry, and a stainless steel appliance package that includes a French-door refrigerator, range, above-range microwave, and dishwasher. Breakfast bar seating faces the living area, and recessed lighting keeps the main living space bright. A sliding glass door opens directly to the covered lanai. The primary suite sits at the rear of the home with a carpeted bedroom, an ensuite bathroom with a dual granite vanity, a walk-in shower, and a walk-in closet sized for a full wardrobe system. Three additional bedrooms share a second full bathroom with a granite vanity and a tub and shower combination. A dedicated interior laundry room sits off the main hallway with washer and dryer in place. Outside, the screened lanai overlooks a level, fully sodded backyard enclosed by vinyl privacy fencing, with mature shade trees along the rear property line and room for a pool, a play set, or a garden. A two-car attached garage and a full-width driveway handle everyday parking. A rooftop solar array is installed on the home. Hammock Reserve is a newer community off Bernard Boulevard in Haines City, built out through the early 2020s with sidewalk-lined streets throughout. US-27 sits minutes west, connecting north toward Interstate 4, ChampionsGate, and the Walt Disney World Resort corridor roughly 20 miles away, and south toward Lake Wales. Posner Park, the area's main shopping and dining district, is a short drive north. For a buyer who wants recent construction without the wait, a fenced yard already in the ground, 4660 Bernard Boulevard in Hammock Reserve is worth the walk-through. Schedule your private showing or request additional details today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6440243
StatusActive
Year Built2023
Total Rooms9
ConstructionStucco
RoofShingle
FoundationBlock
FacesEast
SubdivisionHAMMOCK RESERVE PH 2
CountyPolk
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Primary Bedroom Main Floor, Split Bedroom
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Solar

Exterior & Lot

ExteriorSidewalk
FencingFenced
Lot Size0.13 acres (5,502 sq ft)
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Solar, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$175 / Quarterly
Senior CommunityNo

Financial Details

List Price$350,000
Annual Taxes$7,106 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272719744119003600

Schools

ElementaryHorizons Elementary
MiddleBoone Middle
HighRidge Community Senior High

Directions

From I-4, take Exit 55 to US-27 South toward Haines City. Continue approximately 8 miles, turn right onto Old Polk City Road, left onto Prado Grande Street, then right onto Bernard Blvd. Continue to 4660 Bernard Blvd.

Location

4660 BERNARD BOULEVARD, HAINES CITY, FL 33844

Listing Information

OfficeREAL BROKER, LLC
ListedSeptember 11, 2026

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Home Price

$350,000

20% ($70,000)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,287
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $350,000 home in HAINES CITY.

🏛️

FHA Loan

$12,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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