Skip to main content

Open House

Sunday, September 20 · 2:00 PM5:00 PM

Schedule a Visit
1 / 10

$495,000

4916 SHADY PINES DRIVE, ST CLOUD, FL 34772

3D Tour
Active3 days on market

Beds

4

Baths

3

Sq Ft

2,166 sq ft

Year Built

2024

Lot Size

0.13 acres

Garage

2

About This Property

Welcome to this beautifully maintained 4-bedroom, 3-bathroom home, built in 2024 and offering modern finishes, an open-concept design, and desirable features throughout. The spacious floor plan provides a natural flow between the living, dining, and kitchen areas, creating a comfortable setting for everyday living and entertaining. The gourmet kitchen is a standout feature, offering 42-inch cabinetry, elegant quartz countertops, ample storage, and a modern design. One of the four bedrooms includes its own private full bathroom, providing additional flexibility and convenience. Enjoy outdoor living from the covered lanai, complete with ceiling fans and plenty of space to relax or entertain. The property also features a water softener and a fully fenced yard with a PVC privacy fence. Built in 2024, this newer home offers modern construction and a move-in-ready opportunity. Conveniently located near major highways, the Florida Turnpike, and the Lake Nona area, providing easy access to shopping, dining, employment centers, and surrounding areas. With its modern design, desirable floor plan, upgraded kitchen, private outdoor space, and convenient location, this home is a must-see. Schedule your showing today—this opportunity won't last!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6440256
StatusActive
Year Built2024
Total Rooms7
ConstructionBlock, Concrete
RoofOther
FoundationSlab
FacesSoutheast
SubdivisionHAVENFIELD AT CROSS PRAIRIE
CountyOsceola
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorAttic Fan, Ceiling Fan(s), Kitchen/Family Room Combo
FlooringCeramic Tile
AppliancesBuilt-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave
LaundryInside, Laundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System
Lot Size0.13 acres (5,663 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$75 / Monthly
Senior CommunityNo

Financial Details

List Price$495,000
Annual Taxes$9,068 (2025)
FinancingCash, Conventional, FHA, VA Loan
Zoning000
Parcel #212630364400013460

Schools

ElementaryNeptune Elementary
MiddleNeptune Middle (6-8)
HighSt. Cloud High School

Directions

Merge onto Florida's Tpke. Take exit 240 toward Clay Whaley Rd/Kissimmee Park Rd. Take the Kissimmee Park Rd ramp. Continue to follow Clay Whaley Rd. Turn left onto Cross Pr Pkwy. Turn left onto Knotty Pne St. Turn right onto Shady Pnes Dr

Location

4916 SHADY PINES DRIVE, ST CLOUD, FL 34772

Listing Information

OfficeDALTON WADE INC
ListedSeptember 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$495,000

20% ($99,000)
6.75%

Loan Term

Principal & Interest$2,568
Property Tax (est.)$454
Insurance (est.)$150
Total Monthly$3,172
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $495,000 home in ST CLOUD.

🏛️

FHA Loan

$17,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

Call (813) 733-7907TextContact