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$569,000

604 CHESTNUT STREET, OLDSMAR, FL 34677

Active0 days on market

Beds

5

Baths

3

Sq Ft

2,245 sq ft

Year Built

1960

Lot Size

0.34 acres

Garage

1

About This Property

Charming older block home. 5 bedroom 3 bath ranch style home in Historic Part of Oldsmar. 300 yds from Tampa Bay and 2 blocks from an "A" rated Elementary School. Home has several upgrades but needs a little TLC. Home sits on 2 lots, and the vacant Lot 13 is available for separate purchase at $349k. You can purchase the house on Lot 12 only for $449k and a leaseback of Lot 13.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6440578
StatusActive
Year Built1960
Total Rooms7
ConstructionStucco
RoofShingle
FoundationConcrete Perimeter, Slab
FacesEast
SubdivisionOLDSMAR REV MAP
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorOther
FlooringCarpet, Laminate, Tile, Hardwood
AppliancesDishwasher, Disposal, Microwave, Range
LaundryElectric Dryer Hookup, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorNone
Lot Size0.34 acres (14,989 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$569,000
Annual Taxes$7,011 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232816639360310120

Directions

FL-580 W, L onto St Petersburg Dr E, L onto Chestnut St

Location

604 CHESTNUT STREET, OLDSMAR, FL 34677

Listing Information

OfficeCHEVON EATON
ListedSeptember 10, 2026

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Home Price

$569,000

20% ($113,800)
6.75%

Loan Term

Principal & Interest$2,952
Property Tax (est.)$522
Insurance (est.)$150
Total Monthly$3,624
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How to Buy This Home

Multiple financing options available for this $569,000 home in OLDSMAR.

🏛️

FHA Loan

$19,915 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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