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$225,000

102 TERRACE RIDGE CIRCLE UNIT 102, DAVENPORT, FL 33896

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,542 sq ft

Year Built

2005

Lot Size

0.02 acres

Garage

About This Property

FULLY FURNISHED, TURNKEY & SHORT-TERM RENTAL READY! Whether you're looking for a primary residence, Florida vacation home, or an income-producing property for Airbnb or Vrbo, this beautifully maintained 3-bedroom, 2-bath condo offers flexibility from day one. Located on the MAIN FLOOR with NO STAIRS OR ELEVATORS, the unit provides easy access for owners and vacation guests alike—especially convenient when bringing in groceries, luggage, or for anyone with mobility concerns. Inside, you'll find an exceptionally clean, non-smoking, pet-free home featuring an OPEN-CONCEPT kitchen and living area, quality laminate and tile flooring throughout, and plenty of storage. The desirable SPLIT-BEDROOM FLOOR PLAN provides privacy, with the primary suite, ensuite bath, and walk-in closet at one end and two additional bedrooms with a spacious shared bath at the other. A built-in desk offers a dedicated work-from-home space, and the separate in-unit laundry room includes the washer and dryer. Step outside to the SCREENED LANAI and enjoy convenient direct access outdoors. Offered FULLY FURNISHED and truly TURNKEY, the condo includes quality furniture, a fully equipped kitchen with dishes, glassware and small appliances, plus linens, towels and more. Move right in, enjoy it as your Florida getaway, or prepare it for short-term rental guests without the expense and hassle of furnishing from scratch. The buildings roof was replaced in 2025. HOA fees include water, cable, high-speed internet, select streaming services, valet trash pickup and property maintenance, along with access to a heated community pool, jacuzzi, volleyball court, game room, fitness center and clubhouse. The CENTRAL FLORIDA LOCATION puts you close to golf, shopping, restaurants, theme parks and I-4. Orlando International Airport is approximately 35 minutes away, the Space Coast beaches about 1 hour 15 minutes, and Gulf Coast beaches approximately 1 hour 30 minutes away. PRIMARY HOME, VACATION GETAWAY OR SHORT-TERM RENTAL INVESTMENT—this one is ready to go. Just bring your suitcase!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #O6440626
StatusActive
Year Built2005
Stories4
Total Rooms3
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionTERRACE RIDGE AT TOWN CENTER EAST CONDO
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
WindowsBlinds, Drapes, Rods
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
Lot Size0.02 acres (684 sq ft)
Road SurfacePaved
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Street Lights

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$693 / Monthly
Senior CommunityNo

Financial Details

List Price$225,000
Annual Taxes$2,804 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #272602701011008150

Directions

From I-4 W, take Exit 58 toward Poinciana/Kissimmee. Turn left onto Champions Gate Blvd/Osceola Polk Line Rd. Turn right onto Lake Wilson Rd, then left onto Town Center Blvd. Turn left onto Terrace Ridge Cir. turn right on the roundabout building on the right. Back left hand side of building.

Location

102 TERRACE RIDGE CIRCLE UNIT 102, DAVENPORT, FL 33896

Listing Information

OfficeIN TOUCH REAL ESTATE LLC
ListedSeptember 10, 2026

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Home Price

$225,000

20% ($45,000)
6.75%

Loan Term

Principal & Interest$1,167
Property Tax (est.)$206
Insurance (est.)$150
Total Monthly$1,524
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How to Buy This Home

Multiple financing options available for this $225,000 home in DAVENPORT.

🏛️

FHA Loan

$7,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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