$324,900
4243 COYOTE TRAIL, POLK CITY, FL 33868
Beds
3
Baths
2
Sq Ft
1,620 sq ft
Year Built
1999
Lot Size
1.46 acres
Garage
1
About This Property
Virtually Staged. Enjoy space, privacy, and plenty of room for your toys at this updated Polk City property situated on TWO LOTS totaling approximately 1.46 acres! The home has been refreshed inside and out with a fresh coat of paint, new luxury vinyl plank flooring throughout, and numerous recent upgrades. The kitchen features quartz countertops and new stainless steel appliances, while the bathrooms have also been updated. Major improvements include a 2022 metal roof, NEW A/C in 2026, and NEW water heater in 2026. Outside, the property offers exceptional storage and workspace with a large detached shed plus an additional oversized detached garage/workshop—ideal for vehicles, equipment, hobbies, or additional storage. Enjoy Florida living from the screened rear porch and adjoining wood deck, or relax by the in-ground pool surrounded by a paver deck. With 1.46 acres, multiple outbuildings, a pool, and extensive recent updates, this property offers a hard-to-find combination of space, functionality, and flexibility.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From FL-33/Commonwealth Ave N: Turn onto Voyles Loop, then turn left onto Country Trails Dr. Turn left onto Cypress Trails Dr, then right onto Coyote Trail. Continue to 4243 Coyote Trail; property will be on the right.
Location
4243 COYOTE TRAIL, POLK CITY, FL 33868
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$324,900
Loan Term
How to Buy This Home
Multiple financing options available for this $324,900 home in POLK CITY.
🏛️
FHA Loan
$11,372 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,245 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.