$300,000
405 AVENUE M NE, WINTER HAVEN, FL 33881
Beds
0
Baths
0
Sq Ft
1,350 sq ft
Year Built
1955
Lot Size
0.18 acres
Garage
—
About This Property
Investors, look no further! This fully renovated, block duplex in Winter Haven offers immediate cash flow with zero deferred maintenance. Both 1-bedroom, 1-bathroom units are fully occupied on 1-year leases generating income with tenants paying their own separate electric. Extensively updated in 2024, the property features a brand-new roof with a transferable 10-year workmanship warranty and 15-year unlimited wind rating, new mini-split A/C systems, and new tankless water heaters. Additional 2024 upgrades include interior and exterior paint, luxury vinyl plank flooring, remodeled bathrooms, updated kitchens with newer stainless steel appliances, modern light fixtures, ceiling fans, and closet organizers. Residents enjoy exceptional private amenities, including individual front porches, private driveways, personal outdoor storage units, and a shared rear laundry room equipped with a complimentary washer and dryer. The property is wrapped by a fully fenced yard with fresh 2024 landscaping.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US-17 / 3rd St in Winter Haven, head East onto Ave M NE. Continue straight on Avenue M NE; the property will be located on your right/left. (Alternative starting from US-27: Take SR-542 / Lake Alfred Rd heading west toward Winter Haven, turn south onto US-17 S, turn east onto Ave M NE, property is on the right).
Location
405 AVENUE M NE, WINTER HAVEN, FL 33881
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$300,000
Loan Term
How to Buy This Home
Multiple financing options available for this $300,000 home in WINTER HAVEN.
🏛️
FHA Loan
$10,500 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.