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$529,000

646 CEDAR FOREST CIRCLE, ORLANDO, FL 32828

3D Tour
Active0 days on market

Beds

4

Baths

2

Sq Ft

2,188 sq ft

Year Built

2002

Lot Size

0.20 acres

Garage

2

About This Property

One Story Home with a Great Layout, Salt Water Pool with Scenic Water and Fountain View. Great school area, Home Features: Solar Heated Pool Large Enough to Swim In, Gorgeous Sunset Views in the Evening, Covered Lanai with Sky Light, High Ceilings, 12 feet living room and 10 feet in family room 2 Large Guest Bedrooms, 18 inch tile, Upgraded ceiling fans, 42 in cabinets in kitchen, Water, Furniture is optional. Near to shopping center and restaurants Waterford Lakes the Community: basketball, tennis, volleyball, and playground. Location: Waterford Lakes is conveniently located to dining, shopping, great schools, airport, UCF, highways 408 and 417 and 528

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6441460
StatusActive
Year Built2002
Stories1
Total Rooms4
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionWATERFORD CHASE VILLAGE PH 01 TR A
CountyOrange
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Primary Bedroom Main Floor
FlooringCarpet, Tile
AppliancesCooktop, Dishwasher, Disposal, Dryer, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorIrrigation System
Lot Size0.20 acres (8,544 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Lighting

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$345 / Annually
Senior CommunityNo

Financial Details

List Price$529,000
Annual Taxes$4,538 (2025)
FinancingCash, Conventional, FHA
ZoningP-D
Parcel #252231899300320

Directions

From Alafaya Trail and Lake Underhill Rd, head east on Lake Underhill Rd. Turn right onto Waterford Chase Pkwy. Turn right into The Reserve/Cedar Forest. Turn right onto Cedar Forest Cir. Continue to 646 Cedar Forest Cir; home is on the right.

Location

646 CEDAR FOREST CIRCLE, ORLANDO, FL 32828

Listing Information

OfficeU S GLORY REALTY
ListedSeptember 13, 2026

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Home Price

$529,000

20% ($105,800)
6.75%

Loan Term

Principal & Interest$2,745
Property Tax (est.)$485
Insurance (est.)$150
Total Monthly$3,380
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How to Buy This Home

Multiple financing options available for this $529,000 home in ORLANDO.

🏛️

FHA Loan

$18,515 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$26,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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