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$259,000

1166 CARMEL CIRCLE UNIT 110, CASSELBERRY, FL 32707

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,770 sq ft

Year Built

1984

Lot Size

0.01 acres

Garage

About This Property

Enjoy lakefront living on Lake Howell—the largest lake in Casselberry—in this spacious 3-bed, 2-bath, first/ground floor condo with over 1,700 sq ft. Located in the gated Carmel at the Lake community, this well-maintained home features a light-filled interior, an eat-in kitchen and a private screened porch with serene lake and garden views. The master suite includes dual closets (one walk-in), a full bath with a walk-in shower, and a separate vanity area. The split floor plan offers two additional bedrooms and a shared bath, plus a spacious living room with a wet bar, perfect for entertaining. Recently Re-piped, New water heater, new interior paint. Includes washer and dryer. Community amenities include: Direct access to Lake Howell and private boat ramp Pool, spa, and clubhouse Tennis & pickleball courts Walking trails, mature landscaping, and a peaceful creek HOA includes high-speed internet, 200+ TV channels, water, trash, and sewer. amenities. Don’t miss out on this opportunity for lake living Excellent location near Winter Park's dining, shopping, and train service are only 5 miles away. Only 35 minutes to Disney and Orlando International Airport. Rollins College is 5 miles away, and UCF is 10 miles away. Zoned for highly-rated Seminole County schools.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #O6441465
StatusActive
Year Built1984
Stories1
Total Rooms3
ConstructionStucco, Wood Frame
RoofTile
FoundationSlab
FacesSouth
SubdivisionCARMEL BY THE LAKE UNIT 3
CountySeminole
OwnershipFee Simple

Interior Features

InteriorPrimary Bedroom Main Floor, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Closet, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.01 acres (1 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$259,000
Annual Taxes$1,011 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPRD
Parcel #28213051800005120

Directions

SR 436 and Howell Branch Rd. north on 436 to right on Carmel Circle, through gate, building on the right

Location

1166 CARMEL CIRCLE UNIT 110, CASSELBERRY, FL 32707

Listing Information

OfficeWATERMAN REAL ESTATE, INC.
ListedSeptember 13, 2026

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Home Price

$259,000

20% ($51,800)
6.75%

Loan Term

Principal & Interest$1,344
Property Tax (est.)$237
Insurance (est.)$150
Total Monthly$1,731
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How to Buy This Home

Multiple financing options available for this $259,000 home in CASSELBERRY.

🏛️

FHA Loan

$9,065 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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