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$480,000

106 SOUTHERN PINE WAY, DAVENPORT, FL 33837

3D Tour
Active32 days on market

Beds

4

Baths

3

Sq Ft

2,423 sq ft

Year Built

1996

Lot Size

0.24 acres

Garage

2

About This Property

Room to spread out. A pool to unwind. A home with options. Originally the model home for The Forest, this well-maintained 4-bedroom, 3-bath pool home sits on a corner lot and offers more than 2,400 square feet of living space. Attractive landscaping welcomes you inside, where tall ceilings, natural light and multiple living areas create an inviting first impression. A formal dining area sits just off the entry, while the spacious formal living room opens up possibilities for gathering, entertaining or simply enjoying a little extra breathing room. The split-bedroom layout places the primary suite and an additional bedroom on one side of the home, with two bedrooms on the opposite wing. Three full bathrooms add convenience for everyday routines and overnight guests. Outside, the heated pool extends your living space with room to relax between swims, spend time with friends or enjoy a quiet afternoon at home. The pool was resurfaced approximately eight years ago, and other updates include a roof replaced in 2020, HVAC in 2018 and a water heater in 2014. Located in The Forest at Ridgewood, a 24-hour guard-gated golf course community, the home enjoys maintained surroundings and access to golf at nearby White Heron Golf Club, with membership and fees separate. Short-term rental potential adds flexibility for those considering a primary residence, vacation retreat or investment property, subject to applicable requirements. With access to shopping, dining, Walt Disney World and Central Florida’s attractions, this home brings together generous space, a private pool and plenty of possibilities for your next chapter.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6441587
StatusActive
Year Built1996
Stories1
Total Rooms9
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionFOREST AT RIDGEWOOD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Sidewalk
Lot Size0.24 acres (10,354 sq ft)
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Street Lights, Underground Utilities, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$500 / Annually
Senior CommunityNo

Financial Details

List Price$480,000
Annual Taxes$4,976 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272628706440001330

Directions

From Orlando International Airport (MCO), take FL-528 West toward I-4. Merge onto I-4 West toward Tampa and take Exit 55 for US-27 South. Continue south on US-27 approximately 2–3 miles, then turn left onto Ridgewood Lakes Blvd. Proceed through the staffed guard gate. Continue on Ridgewood Lakes Blvd, turn right onto Boxwood Dr, left onto Golf Course Pkwy, then right onto Southern Pine Way. 106 Southern Pine Way will be corner house on the right.

Location

106 SOUTHERN PINE WAY, DAVENPORT, FL 33837

Listing Information

OfficeKELLER WILLIAMS ADVANTAGE 2 REALTY
ListedSeptember 16, 2026

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Home Price

$480,000

20% ($96,000)
6.75%

Loan Term

Principal & Interest$2,491
Property Tax (est.)$440
Insurance (est.)$150
Total Monthly$3,081
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How to Buy This Home

Multiple financing options available for this $480,000 home in DAVENPORT.

🏛️

FHA Loan

$16,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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