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$449,489

464 FISH HAWK DRIVE, WINTER HAVEN, FL 33884

3D Tour
Active7 days on market

Beds

6

Baths

5

Sq Ft

3,920 sq ft

Year Built

2006

Lot Size

0.19 acres

Garage

3

About This Property

"Looking for a large home at a reasonable price? This spacious 6-bedroom home in Hart Lake Cove could be the one for you! Freshly painted with new carpet throughout most of the home, this property offers an impressive amount of living space and flexibility. The first floor features a living room, family room, dining area, eat-in kitchen, half bath, and a generously sized bedroom with its own private bathroom—ideal for guests, extended family, or a private home office. The spacious kitchen offers plenty of room to cook and entertain and features a center island and stainless steel appliances. Upstairs, you’ll find a large loft, five additional bedrooms, and three bathrooms, providing plenty of room for everyone. The loft offers even more flexible space for a game room, media area, study space, or second family room. Outside, enjoy a large fenced backyard with plenty of room for outdoor activities, pets, entertaining, or simply relaxing. A 3-car garage provides excellent parking and additional storage space. With 6 bedrooms, multiple living areas, a large loft, 4.5 bathrooms, a 3-car garage, and a spacious fenced backyard, this home offers the room and versatility that can be difficult to find at this price point. Upgrades over the years include new roof installed in 2021; new electric water heater in 2022; new heat pump systems in 2019; exterior freshly painted in 2021; new gutters added in 2020. Whether you need space for a large household, extended family, guests, or multiple home offices, this Hart Lake Cove home has plenty to offer. Schedule your private showing today!"

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6441688
StatusActive
Year Built2006
Stories2
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationBlock, Slab
FacesSouth
SubdivisionHART LAKE COVE PH 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Laundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
FencingFenced
Lot Size0.19 acres (8,250 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$240 / Quarterly
Senior CommunityNo

Financial Details

List Price$449,489
Original Price$450,000
Annual Taxes$6,255 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262924690595000410

Directions

from Hwy 27, go to Thompson Nursery Rd to eloise Loop, to 653 to Fish Hawk

Location

464 FISH HAWK DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeCFRP REALTY LLC
ListedSeptember 17, 2026

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Preferred Time

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Home Price

$449,489

20% ($89,898)
6.75%

Loan Term

Principal & Interest$2,332
Property Tax (est.)$412
Insurance (est.)$150
Total Monthly$2,894
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How to Buy This Home

Multiple financing options available for this $449,489 home in WINTER HAVEN.

🏛️

FHA Loan

$15,732 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,474 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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