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$315,000

, WINTER HAVEN, FL 33881

3D Tour
Active20 days on market

Beds

3

Baths

2

Sq Ft

1,220 sq ft

Year Built

1958

Lot Size

0.28 acres

Garage

—

About This Property

Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home offering approximately 1,220 square feet of living space on a generous 0.28-acre lot. The home features an updated interior, modern finishes, comfortable living areas, and a functional floor plan. Conveniently located near shopping, dining, recreation, and downtown Winter Haven. Schedule your private showing today and come see everything this move-in-ready home. Owner is willing to give $5000 towards closing costs.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6441874
StatusActive
Year Built1958
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationCrawlspace
FacesEast
SubdivisionLAKE ELBERT ESTATES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOther
FlooringOther, Hardwood
AppliancesMicrowave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorOther
Lot Size0.28 acres (12,140 sq ft)
Lot Dimensions90 x 135
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$315,000
Annual Taxes$1,753 (2025)
ZoningR-1A
Parcel #262822588100000200

Directions

From US 17 head east of Avenue D NE Turn left onto 14th street NE and continue north.

Listing Information

OfficeLPT REALTY, LLC
ListedSeptember 14, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$315,000

20% ($63,000)
6.75%

Loan Term

Principal & Interest$1,634
Property Tax (est.)$289
Insurance (est.)$150
Total Monthly$2,073
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How to Buy This Home

Multiple financing options available for this $315,000 home in WINTER HAVEN.

🏛️

FHA Loan

$11,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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