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$395,000

3812 E WALKER STREET, INVERNESS, FL 34453

3D Tour
Active34 days on market

Beds

4

Baths

3

Sq Ft

1,982 sq ft

Year Built

2026

Lot Size

0.33 acres

Garage

3

About This Property

BRAND NEW 2026 CONSTRUCTION | 4 BEDROOMS | 3 BATHROOMS | 3-CAR GARAGE | CORNER LOT | NO HOA | NO CDD! Welcome to 3812 E Walker Street, a beautifully finished new construction home offering nearly 2,000 sq ft of living space on an oversized 0.33-acre corner lot in Inverness. Step inside to a bright, modern open floor plan featuring high ceilings, luxury finishes, and abundant natural light. The kitchen is designed to impress with stone countertops, a large center island, stainless steel appliances, generous cabinetry, and plenty of space for entertaining. The spacious primary suite features a walk-in closet and a beautifully finished private bathroom, while three additional bedrooms and two full bathrooms provide flexibility for family, guests, or a home office. Outside, enjoy the privacy and extra space of a large corner homesite surrounded by mature trees, plus a covered rear patio and an impressive paver driveway leading to the 3-car garage. With no HOA and no CDD, you'll have the freedom to enjoy your property without monthly association fees. The home is also located in Flood Zone X. Move-in ready, brand new, and waiting for its first owner. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6442108
StatusActive
Year Built2026
Total Rooms12
ConstructionBrick
RoofShingle
FoundationSlab
FacesNorth
SubdivisionINVERNESS HIGHLANDS UNIT 03
CountyCitrus
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Open Floorplan, Stone Counters, Walk-In Closet(s)
FlooringCeramic Tile, Vinyl
AppliancesConvection Oven, Dishwasher, Disposal, Microwave, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther, Rain Gutters
Lot Size0.33 acres (14,166 sq ft)
Lot FeaturesCorner Lot
Road SurfaceAsphalt
0

Utilities

WaterPrivate
SewerSeptic Tank
UtilitiesElectricity Connected, Private

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$395,000
Original Price$419,890
Annual Taxes$158 (2025)
ZoningMDR
Parcel #19E19S020030009900070

Schools

ElementaryHernando Elementary
MiddleInverness Middle School
HighCitrus High School

Directions

From US-41 and SR-44 in Inverness, head east on SR-44/Gulf to Lake Hwy. Turn left onto N Independence Hwy, then turn left onto E Walker St. Continue to 3812 E Walker St. Property will be on the corner.

Location

3812 E WALKER STREET, INVERNESS, FL 34453

Listing Information

OfficeWRA BUSINESS & REAL ESTATE
ListedSeptember 16, 2026

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Home Price

$395,000

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $395,000 home in INVERNESS.

🏛️

FHA Loan

$13,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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