Skip to main content
1 / 62

$514,999

3522 HEART PINE LOOP, OCOEE, FL 34761

3D Tour
Active33 days on market

Beds

4

Baths

3

Sq Ft

2,466 sq ft

Year Built

2017

Lot Size

0.24 acres

Garage

2

About This Property

Welcome home to this beautifully maintained 4-bedroom, 3-bathroom two-story Lauderdale floorplan in McCormick Reserve! Just 9 years young and situated on an oversized, pie-shaped lot, this home offers an impressive combination of space, upgrades, and an incredible outdoor living area. The previous sellers have invested approximately $60,000 in upgrades and improvements, and it shows! From the moment you walk in, you'll appreciate the spacious formal living and dining areas, 10-foot ceilings, and the open flow into the centrally located kitchen and family room. The kitchen features 42" cabinets with crown molding, upgraded quartz countertops, a large island, custom pantry, pendant lighting, and GE stainless steel appliances, all overlooking the family room and its sliding doors leading to the covered, screened-in lanai and backyard. The split-bedroom layout provides privacy for everyone, with a spacious primary suite featuring a large walk-in closet and an oversized bathroom with plenty of storage, while two additional downstairs bedrooms offer generous space and easy access to the second full bathroom. Upstairs, you'll find the fourth bedroom with its own private full bathroom, along with a huge bonus room that can easily be used as a game room, media room, home gym, office, or whatever your lifestyle requires. The backyard is where this home really shines! The oversized pie-shaped lot is fully enclosed with vinyl fencing and gates on both sides, creating a private and versatile outdoor space with plenty of room to entertain, relax, and enjoy the Florida sunshine. New pavers lead to an outdoor grill area and pergola, with electricity already run for added convenience, while multiple fruit trees add to the charm. The covered lanai features a retractable screen, making it easy to enjoy the outdoors throughout the year. Additional upgrades and features include plantation shutters, blinds, double-pane low-E windows, security cameras for remote monitoring, a 50-gallon hybrid electric water heater, and epoxy flooring in the garage. McCormick Reserve is conveniently located just minutes from major highways, Historic Downtown Winter Garden, the West Orange Trail, Winter Garden Village, restaurants, shopping, and everyday conveniences, with Disney, Universal, Downtown Orlando, and Orlando International Airport all approximately 30 minutes away. This is one you really need to see in person to appreciate the space, upgrades, and backyard!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6442300
StatusActive
Year Built2017
Stories2
Total Rooms8
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionMCCORMICK RESERVE PH 1
CountyOrange
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesBuilt-In Oven, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsDouble Pane Windows, ENERGY STAR Qualified Windows, Shutters
CoolingCentral Air
HeatingCentral, Electric
SecuritySecurity System, Smoke Detector(s)

Exterior & Lot

ExteriorFire Pit, Irrigation System, Outdoor Grill, Sliding Doors, Sprinkler Metered
FencingFenced, Vinyl
Lot Size0.24 acres (10,275 sq ft)
Lot FeaturesCleared, In County, Landscaped, Level, Oversized Lot
Road SurfaceAsphalt, Concrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$75 / Monthly
Senior CommunityNo

Financial Details

List Price$514,999
Original Price$530,000
Annual Taxes$7,820 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #332128555600110

Schools

ElementaryPrairie Lake Elementary
MiddleOcoee Middle
HighOcoee High

Directions

SR. 429 to exit 26 make Right on clarion Ocoee rd, Left on Ingram rd. Right on W. McCormick rd, Right on N Clarke rd, first left on heart pine house is on your right

Location

3522 HEART PINE LOOP, OCOEE, FL 34761

Listing Information

OfficeDALTON WADE INC
ListedOctober 1, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$514,999

20% ($103,000)
6.75%

Loan Term

Principal & Interest$2,672
Property Tax (est.)$472
Insurance (est.)$150
Total Monthly$3,294
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $514,999 home in OCOEE.

🏛️

FHA Loan

$18,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

Call (813) 733-7907TextContact