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$193,500

3400 SUNSET DRIVE W, WINTER HAVEN, FL 33881

3D Tour
Active12 days on market

Beds

3

Baths

1

Sq Ft

936 sq ft

Year Built

1964

Lot Size

0.06 acres

Garage

—

About This Property

Welcome to 3400 Sunset Dr NW, an exceptional opportunity in Winter Haven perfect for a first-time homebuyer or an investor looking for a rental asset. This property features a functional, low-maintenance layout with bright living spaces, an easy-care yard, and covered parking. Enjoy the freedom of NO HOA fees, no CDD, and low carry costs. Conveniently located near downtown Winter Haven, US-17, medical facilities, shopping, dining, and easy commuter access toward Tampa and Orlando. Turnkey rental—schedule your private tour today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6442553
StatusActive
Year Built1964
Stories1
Total Rooms6
ConstructionBlock
RoofOther
FoundationBlock
FacesSouth
SubdivisionCONINE HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile, Laminate
AppliancesRange, Refrigerator
LaundryLaundry Room
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit

Exterior & Lot

ExteriorNone
Lot Size0.06 acres (2,535 sq ft)
Lot Dimensions50 x 50
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$193,500
Original Price$199,999
Annual Taxes$1,659 (2025)
FinancingCash, Conventional, FHA, Owner May Carry
ZoningR-3
Parcel #262816538600000222

Schools

ElementaryJewett School of the Arts
MiddleDenison Middle
HighWinter Haven Senior

Directions

Head East on US-92 E / Memorial Blvd out of Lakeland toward Auburndale. Continue past Auburndale on US-92 E. Keep Right to merge onto Havendale Blvd NW (FL-544 E) heading toward Winter Haven (~3.5 miles). Turn Left onto US-17 N / 6th St NW (toward Lake Alfred). Follow US-17 N for approximately 1.2 miles, then Turn Right onto Avenue Y NE. Follow Avenue Y NE for about 0.2 miles, then Turn Left onto Palm Dr. In about 200 feet, Turn Right onto Sunset Dr. 3400 Sunset Dr will be on your left (corner lot with carport).

Location

3400 SUNSET DRIVE W, WINTER HAVEN, FL 33881

Listing Information

OfficeSPANN & ASSOCIATES REAL ESTATE
ListedSeptember 16, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$193,500

20% ($38,700)
6.75%

Loan Term

Principal & Interest$1,004
Property Tax (est.)$177
Insurance (est.)$150
Total Monthly$1,331
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $193,500 home in WINTER HAVEN.

🏛️

FHA Loan

$6,773 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$9,675 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 28, 2026.

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