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$324,900

2605 RIDGETOP WAY, VALRICO, FL 33594

3D Tour
Active20 days on market

Beds

4

Baths

2

Sq Ft

1,595 sq ft

Year Built

1981

Lot Size

0.25 acres

Garage

2

About This Property

Bring your vision to 2605 Ridgetop Way in Valrico, Florida, a 4-bedroom, 2-bath pool home provides approximately 1,600 square feet of living space on an oversized lot. This fixer-upper is designed for the buyer who sees possibility where others see a project. Whether you are a first-time homebuyer ready to create a home of your own, a DIY enthusiast, or an investor searching for a Valrico renovation opportunity, this property provides the space, features, and value-add potential to make the effort worthwhile. Much of the demolition and initial preparation has already been started. The bathrooms have been gutted for renovation, and the home includes almost all of the materials reportedly needed to complete the project, including drywall, flooring, and select appliances. The roof is brand new, the air-conditioning system is newer, and the property will need a new water heater. Buyers should independently verify the condition, quantity, and intended use of all materials, systems, and improvements. The interior floor plan includes four bedrooms, two bathrooms, multiple living spaces, a dining area, a kitchen with a breakfast bar, and a fireplace. Four bedrooms create flexibility for guest accommodations, a home office, fitness room, hobby space, or additional storage. An attached two-car garage and extended driveway provide room for vehicles, tools, and project supplies. Outside, the home delivers the Florida lifestyle features buyers frequently search for: a private in-ground swimming pool, covered screened lanai, spacious backyard, mature landscaping, and a detached storage shed. The oversized lot provides room to design an outdoor entertaining area, garden, play space, or private retreat around the existing pool. Owner-occupants may wish to explore FHA 203(k) renovation financing, which may allow qualified buyers to combine the purchase and eligible renovation costs into one loan with as little very little down, subject to lender approval, appraisal, property eligibility, and program requirements. Investors may also explore renovation or bridge-loan options. No financing approval, renovation budget, future value, resale timeline, or equity amount is guaranteed. Located in Valrico, this home provides convenient access to State Road 60, Bloomingdale Avenue, I-75, and I-4 for travel toward Brandon, Tampa, Plant City, and surrounding employment centers. Nearby shopping and groceries include Publix, Walmart, ALDI, Target, and the retail corridors along Brandon Boulevard and Bloomingdale Avenue. Brandon Exchange provides additional shopping, dining, and entertainment. Local dining options include Ford’s Garage, Texas Roadhouse, Miller’s Ale House, Bonefish Grill, First Watch, and numerous locally owned restaurants throughout Valrico and Brandon. Enjoy nearby attractions and recreation at Topgolf Tampa, Dave & Buster’s, Lithia Springs Park, Alafia River State Park, and area community parks. Healthcare options include HCA Florida Brandon Hospital, BayCare Urgent Care, Tampa General Medical Group locations, and other medical providers throughout the Brandon-Valrico area. Comparable renovated pool homes can move quickly, making this an opportunity to renovate for personal use, resale, or a future rental strategy. Bring your contractor, review the available materials, evaluate the renovation scope, and imagine what this four-bedroom Valrico pool home could become. Schedule your showing and explore the potential at 2605 Ridgetop Way.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6442657
StatusActive
Year Built1981
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionBRANDON RIDGELAND UNIT TWO
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan
FlooringOther
AppliancesNone
LaundryOther
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Sidewalk, Sliding Doors
Lot Size0.25 acres (10,810 sq ft)
Lot Dimensions94 x 115
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Sewer Available, Street Lights, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$324,900
Original Price$350,000
Annual Taxes$4,642 (2025)
FinancingCash, Conventional
ZoningRSC-6
Parcel #U302921333A0000000034.0

Schools

ElementaryValrico-HB
MiddleMulrennan-HB
HighDurant-HB

Directions

Heading S on I-75 S, use the right 2 lanes to take exit 257 for FL-60 toward Brandon. Use the left 2 lanes to turn slightly left onto the ramp to FL-60 E/W Brandon Blvd. Use any lane to turn left onto FL-60 E/W Brandon Blvd. Continue on S Miller Rd. Drive to Ridge Top Way. Turn right onto S Miller Rd. Turn left onto Ridge Top Way. Destination will be on the right.

Location

2605 RIDGETOP WAY, VALRICO, FL 33594

Listing Information

OfficeLIVE MVRK LLC
ListedSeptember 17, 2026

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Home Price

$324,900

20% ($64,980)
6.75%

Loan Term

Principal & Interest$1,686
Property Tax (est.)$298
Insurance (est.)$150
Total Monthly$2,134
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $324,900 home in VALRICO.

🏦

Conventional

$16,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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