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$340,000

7054 CRUZ COURT, LAKELAND, FL 33813

3D Tour
Active19 days on market

Beds

4

Baths

2

Sq Ft

1,983 sq ft

Year Built

2022

Lot Size

0.14 acres

Garage

2

About This Property

Welcome to this beautiful home located in a quiet and desirable neighborhood of Lakeland. Nestled on a peaceful cul-de-sac, this property offers the perfect balance of comfort, space, and convenience—ideal for families or anyone looking for a wonderful place to call home. Step inside to find a bright and open floor plan with abundant natural light, spacious living areas, and a layout designed for both relaxing and entertaining. The kitchen features ample cabinet space and flows seamlessly into the dining and living areas, making everyday living easy and functional. The home offers generously sized bedrooms with plenty of closet space, along with well-maintained bathrooms designed for comfort and practicality. Outside, enjoy a private yard perfect for outdoor gatherings, pets, gardening, or simply unwinding and enjoying the Florida sunshine. Conveniently located just minutes from shopping, dining, schools, parks, and major roadways, this home provides easy access to everything Lakeland has to offer while maintaining a peaceful residential atmosphere. Don't miss this opportunity to own a well-maintained home in a highly desirable Lakeland location. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6442726
StatusActive
Year Built2022
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationBlock
FacesEast
SubdivisionPARKSIDE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden
Lot Size0.14 acres (5,950 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,100 / Annually
Senior CommunityNo

Financial Details

List Price$340,000
Annual Taxes$4,701 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242930290812000050

Directions

From I-4, take I-4 West toward Lakeland and exit onto Polk Parkway (FL-570) West. Take the exit toward Highway 37B/County Road 540 East, then continue east on CR 540. Turn left onto South Carter Road, then turn right onto Cruz Court. Continue to 7054 Cruz Court; the home is located on the left.

Location

7054 CRUZ COURT, LAKELAND, FL 33813

Listing Information

OfficeTRUDEALS REALTY CORP
ListedSeptember 17, 2026

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Home Price

$340,000

20% ($68,000)
6.75%

Loan Term

Principal & Interest$1,764
Property Tax (est.)$312
Insurance (est.)$150
Total Monthly$2,226
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How to Buy This Home

Multiple financing options available for this $340,000 home in LAKELAND.

🏛️

FHA Loan

$11,900 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.

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