$175,000
515 MONTICELLO AVENUE, LAKELAND, FL 33801
Beds
2
Baths
1
Sq Ft
843 sq ft
Year Built
1953
Lot Size
0.17 acres
Garage
—
About This Property
CHARMING BUNGALOW | NO HOA | LARGE LOT | GREAT LOCATION. Why rent when you can own your own home? This adorable bungalow is the perfect opportunity for a first-time buyer, folks looking to downsize, or investor looking for a home with plenty of potential. Situated on a generous 115' x 65' lot along a peaceful, quiet street in a convenient close-in location, this home offers the space, privacy, and flexibility that are hard to find. Built with solid block construction and featuring a newer dimensional shingle roof, this home offers a great foundation for your next chapter. The generously sized bedrooms provide comfortable living space, while the bonus flex room features a beautiful tongue-and-groove wood ceiling and offers endless possibilities. Use it as additional living or TV space, a home office, playroom, or consider expanding the kitchen to create an even larger gathering space. Enjoy the oversized backyard shaded by a beautiful, mature pecan tree, along with a storage shed and a convenient utility room located just off the back of the home. The single-car carport provides covered parking and could potentially be converted into a garage for additional enclosed space and storage. One of the biggest perks—NO HOA! With a great lot, solid construction, charming character, and room to make it your own, this is an opportunity to stop renting and start building equity. Come see the possibilities! View virtual tour for a walk-through look.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Heading East on SR 92 turn south on Country road 33A. Follow down to Main Street and turn right. Follow Main to Arizona turn left and follow to Colonial Drive and turn right. Follow to Monticello and turn left.
Location
515 MONTICELLO AVENUE, LAKELAND, FL 33801
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$175,000
Loan Term
How to Buy This Home
Multiple financing options available for this $175,000 home in LAKELAND.
🏦
Conventional
$8,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Lakeland
More Homes in Lakeland
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.