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$324,900

1838 RED LOOP, LAKELAND, FL 33801

3D Tour
Active18 days on market

Beds

4

Baths

2

Sq Ft

1,918 sq ft

Year Built

2024

Lot Size

0.14 acres

Garage

2

About This Property

NEWER 2024-BUILT HOME | 4 BEDROOMS | 2 BATHROOMS | WATER FILTRATION SYSTEM | USDA-ELIGIBLE AREA Welcome to 1838 Red Loop, a well-designed 4-bedroom, 2-bathroom home located in the Saddle Creek community of Lakeland. Built in 2024, this single-story residence offers approximately 1,936 square feet of living space and an open, functional floor plan designed for comfortable everyday living and entertaining. Step inside to an inviting open-concept layout where the kitchen, dining area, and living room flow seamlessly together. The kitchen features beautiful granite countertops, an abundance of cabinetry, stainless-steel appliances, and a spacious center island with sink, providing plenty of workspace and gathering space. The main living areas feature easy-care tile flooring and an abundance of natural light. The private primary suite offers a comfortable retreat with an ensuite bathroom, while three additional bedrooms provide plenty of space for family, guests, a home office, or other personal needs. The home also includes a two-car garage and a whole-home water filtration system, adding convenience and value for everyday living. Outside, enjoy a fully fenced backyard offering privacy and room to relax, play, entertain, or create your own outdoor space. The backyard also provides a peaceful backdrop with surrounding greenery and views toward the waterway beyond the property, creating a pleasant setting with no rear neighbors. With its 2024 construction, spacious 4-bedroom layout, open-concept living areas, granite kitchen, tile flooring, water filtration system, fenced backyard, and two-car garage, this home offers a combination of modern construction and practical features. Conveniently located in Lakeland with access to shopping, dining, schools, major roadways, and everyday amenities, 1838 Red Loop is ready for its next owner to make it home. Another notable advantage is the property's location in an area that is USDA-eligible, offering a potential financing opportunity for qualified buyers. Buyers should consult with their lender to verify current USDA property and borrower eligibility.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6442777
StatusActive
Year Built2024
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSADDLE CRK PRESERVE PH 2
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Porcelain Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk
Lot Size0.14 acres (6,016 sq ft)
Lot FeaturesCleared, Landscaped, Sidewalk
Road SurfacePaved, Asphalt
ViewTrees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$216 / Annually
Senior CommunityNo

Financial Details

List Price$324,900
Annual Taxes$6,544 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #242801164900001920

Schools

ElementaryCombee Elem
MiddleStambaugh Middle
HighTenoroc Senior

Directions

From I-4- Take Exit 32 Toward US-98/Lakeland. MERGE onto US-98 HEADED North/Toward Lakeland. Turn RIGHT ontoSaddle Creek Rd. Turn RIGHT onto the Red Loop.

Location

1838 RED LOOP, LAKELAND, FL 33801

Listing Information

OfficeHEARTFELT REALTY HOMETEAM
ListedSeptember 18, 2026

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Home Price

$324,900

20% ($64,980)
6.75%

Loan Term

Principal & Interest$1,686
Property Tax (est.)$298
Insurance (est.)$150
Total Monthly$2,134
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $324,900 home in LAKELAND.

🏛️

FHA Loan

$11,372 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,245 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.

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