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$570,000

9056 S BAY DRIVE, HAINES CITY, FL 33844

3D Tour
Active18 days on market

Beds

4

Baths

3

Sq Ft

2,416 sq ft

Year Built

2023

Lot Size

0.45 acres

Garage

2

About This Property

Welcome to 9056 S Bay Dr in Haines City, a 2023-built 4 bedroom, 3 bathroom home set on a generous half acre lot and thoughtfully enhanced throughout for comfort, beauty, and peace of mind. Greeted by beautiful curb appeal and an extended driveway, the double front doors invite us into a bright and welcoming open-concept living, with kitchen and dining. The living room is warmed by vaulted ceilings, a ceiling fan, and an elegant custom TV wall with fireplace, while large sliding glass doors invite in natural light and connect seamlessly to the backyard. The kitchen is both gracious and practical, offering neutral tones in cabinets, durable quartz counters, stainless steel appliances, a large island with sink, a walk-in pantry, and a new backsplash. The primary suite is a quiet retreat with ensuite bathroom that offers dual vanities, a soaking tub, stand-up shower, and custom walk-in closets. The home is complemented with a split layout for privacy. The outdoor space is truly peaceful with a screened-in lanai plus an enclosed screened patio, epoxy-finished entry porch and back patio, and a new vinyl privacy fence framing the half acre yard, wonderful for gatherings. Recent improvements include new vinyl floors, fresh interior paint, refreshed exterior accent paint, epoxy garage floor, new whole-house well water filtration system, digital AC controls, alarm system, and security cameras around the home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6443184
StatusActive
Year Built2023
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionSOUTH BAY LANDINGS
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), Open Floorplan
FlooringLaminate
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
SecurityFire Alarm, Security System, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
FencingFenced, Vinyl
Lot Size0.45 acres (19,593 sq ft)
Lot FeaturesCul-De-Sac
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$200 / Annually
Senior CommunityNo

Financial Details

List Price$570,000
Annual Taxes$5,100 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #282808935224000160

Directions

From John Young Highway to Pleasant Hill Rd, turn left onto Marigold Ave, turn right onto Lake Hatchineha Rd, turn right onto Jim Edwards Rd, turn left onto W Lake Marion Rd, turn right onto S Bay Dr to 9056 S Bay Dr on the left.

Location

9056 S BAY DRIVE, HAINES CITY, FL 33844

Listing Information

OfficeLIFESTYLE INTERNATIONAL REALTY
ListedSeptember 18, 2026

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Home Price

$570,000

20% ($114,000)
6.75%

Loan Term

Principal & Interest$2,958
Property Tax (est.)$523
Insurance (est.)$150
Total Monthly$3,630
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How to Buy This Home

Multiple financing options available for this $570,000 home in HAINES CITY.

🏛️

FHA Loan

$19,950 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.

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