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$319,999

231 HAYLEY STREET, WINTER HAVEN, FL 33884

3D Tour
Active1 days on market

Beds

4

Baths

3

Sq Ft

1,933 sq ft

Year Built

2024

Lot Size

0.13 acres

Garage

2

About This Property

Welcome to this beautifully designed 4 bedroom, 2.5 bathroom two-story home, built in 2024, offering modern style, thoughtful upgrades, and easy maintenance living. Step inside to discover elegant tile flooring throughout the main level, creating a sleek and inviting atmosphere. The spacious kitchen features stunning quartz countertops, upgraded appliances, and beautiful gold accents that add a touch of sophistication to the heart of the home. Upstairs, you’ll find comfortable bedrooms with plush carpeting, including a spacious primary suite designed for relaxation. The open concept layout provides plenty of space for entertaining, everyday living, and making lasting memories. Step outside to enjoy the large paved backyard area, perfect for outdoor dining, entertaining, or creating your own private retreat. The backyard also features turf instead of traditional grass, providing a beautiful, low maintenance outdoor space without the hassle of regular mowing and upkeep. This move in ready home offers the perfect combination of comfort, style, and convenience.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6443234
StatusActive
Year Built2024
Stories2
Total Rooms5
ConstructionStucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionPEACE CRK RESERVE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryIn Kitchen, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
FencingVinyl
Lot Size0.13 acres (5,611 sq ft)
Road SurfacePaved
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$125 / Annually
Senior CommunityNo

Financial Details

List Price$319,999
Annual Taxes$6,337 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262936692300003330

Directions

From US 27 S turn right onto FL-540 W, turn left onto W Lake Ruby Dr, turn right onto Eloise Loop Rd, turn left onto State Hwy 653, continue straight onto Old Bartow Rd, turn left onto Hayley St, destination will be on the right.

Location

231 HAYLEY STREET, WINTER HAVEN, FL 33884

Listing Information

OfficeRE/MAX ASSURED
ListedSeptember 18, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$319,999

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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How to Buy This Home

Multiple financing options available for this $319,999 home in WINTER HAVEN.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.

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