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$319,900

113 AVENUE C SE, WINTER HAVEN, FL 33880

3D Tour
Active1 days on market

Beds

4

Baths

2

Sq Ft

1,392 sq ft

Year Built

1950

Lot Size

0.13 acres

Garage

—

About This Property

SINGLE-FAMILY HOME WITH DETACHED IN-LAW SUITE, RENTAL INCOME & NO HOA! This unique Winter Haven property features a 3-BEDROOM, 1-BATH MAIN HOME plus a separate 1-BEDROOM, 1-BATH DETACHED IN-LAW SUITE, ideal for MULTIGENERATIONAL LIVING, extended family, guests, or ADDITIONAL RENTAL INCOME. The main home is currently operated as a SHORT-TERM RENTAL and is being sold FULLY FURNISHED, with furniture included in the sale price, offering a TURNKEY opportunity for a new owner or a MOVE-IN-READY PRIMARY RESIDENCE. The detached suite has its own PRIVATE ENTRANCE, SEPARATE ADDRESS, PARKING, and SEPARATE UTILITIES currently paid by the tenant, and is generating $1,095/MONTH in rental income while maintaining privacy between both living spaces. Major improvements include NEWER ROOFS completed within approximately the last two years, UPDATED PLUMBING, and CENTRAL A/C for both living spaces. Located just minutes from DOWNTOWN WINTER HAVEN with convenient access to restaurants, shopping, entertainment, and the continued GROWTH AND DEVELOPMENT happening throughout the area. Live in the main home while collecting rental income, continue utilizing the main home as a SHORT-TERM RENTAL, or accommodate extended family—the property offers exceptional FLEXIBILITY for a variety of living arrangements and income opportunities, subject to applicable local regulations. NO HOA!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6443878
StatusActive
Year Built1950
Total Rooms3
ConstructionAsbestos, Vinyl Siding, Wood Frame
RoofMetal, Shingle
FoundationCrawlspace, Slab
FacesSouth
SubdivisionHAVEN TERRACE
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s)
FlooringVinyl, Hardwood
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Entrance, Private Yard, Sidewalk
Lot Size0.13 acres (5,746 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$319,900
Annual Taxes$2,262 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #262828607000002160

Schools

ElementaryJohn Snively Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

From I-4, take Exit 55 for US-27 South toward Haines City, continue south on US-27, turn right onto Cypress Gardens Blvd/SR-540 West toward Winter Haven, continue toward Downtown Winter Haven, turn right onto 1st Street S/US-17 North, then turn right onto Avenue C SE; 113 Avenue C SE will be on the corner.

Location

113 AVENUE C SE, WINTER HAVEN, FL 33880

Listing Information

OfficeLPT REALTY, LLC
ListedSeptember 23, 2026

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Home Price

$319,900

20% ($63,980)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,103
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $319,900 home in WINTER HAVEN.

🏛️

FHA Loan

$11,197 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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