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$450,000

6624 WINTERSET GARDENS ROAD, WINTER HAVEN, FL 33884

3D Tour
Active3 days on market

Beds

5

Baths

3

Sq Ft

2,526 sq ft

Year Built

1985

Lot Size

0.28 acres

Garage

2

About This Property

Welcome to 6624 Winterset Gardens Road - this is an ideal home or rental property for those seeking an updated living space with community boat ramp with Chain of Lakes access. This renovated home has 5 bedrooms with 2.5 bathrooms. The renovations include new kitchen cabinets, kitchen appliances and Quartz countertops, fully renovated bathrooms, new flooring, new lighting, new ceiling fans and more. NEW Roof in 2022 and a New Termite bond in 2026! This home also has a newly painted interior/exterior. Winterset Gardens is a highly respected, quaint neighborhood on the shore of Little lake Winterset and offers an optional $100 HOA with a community boat ramp and no deed restrictions allowing direct access to The world renowned Winter Haven Chain of Lakes. 24 canal connected lakes offering great fishing, skiing and leisure boating. Hop on your boat from your neighborhood and go get a bite to eat at several float up bars and restaurants.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6443972
StatusActive
Year Built1985
Stories2
Total Rooms4
ConstructionWood Frame
RoofShingle
FoundationCrawlspace
FacesNortheast
SubdivisionWINTERSET GARDENS 1ST ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringTile, Vinyl
AppliancesDishwasher, Microwave, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.28 acres (12,310 sq ft)
Lot Dimensions102 x 125
Road SurfaceAsphalt
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityNo

Financial Details

List Price$450,000
Annual Taxes$2,275 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262914687800006130

Directions

From the intersection of Highway 27 and Thompson Nursery Road in Winter Haven to 6710 Winterset Gardens Road: Head west on Thompson Nursery Road. Continue about 1.5–2 miles. Turn left onto Winterset Gardens Drive.

Location

6624 WINTERSET GARDENS ROAD, WINTER HAVEN, FL 33884

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedSeptember 22, 2026

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Home Price

$450,000

20% ($90,000)
6.75%

Loan Term

Principal & Interest$2,335
Property Tax (est.)$413
Insurance (est.)$150
Total Monthly$2,897
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How to Buy This Home

Multiple financing options available for this $450,000 home in WINTER HAVEN.

🏛️

FHA Loan

$15,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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