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$365,190

823 ANDREW STREET, WINTER HAVEN, FL 33881

3D Tour
Active3 days on market

Beds

4

Baths

3

Sq Ft

2,061 sq ft

Year Built

2025

Lot Size

0.13 acres

Garage

2

About This Property

Under Construction. This Castaway floorplan is available in farmhouse exterior designs. The inviting front porch opens to a gracious foyer with 2 adjacent secondary bedrooms and a full bathroom. The well-appointed island kitchen is open to the cafe area and spacious family room with access to the covered lanai. The primary suite boasts an en suite bathroom with dual sink vanity, shower, private water closet, and large walk-in closet. A 3rd secondary bedroom, full bathroom and conveniently located laundry room complete the Castaway plan.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6444164
StatusActive
Year Built2025
Total Rooms9
ConstructionConcrete, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionWILLOWBROOK NORTH
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorHigh Ceilings, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors, Sprinkler Metered
Lot Size0.13 acres (5,663 sq ft)
Lot FeaturesCleared, City Lot, Landscaped, Level, Near Golf Course, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$6 / Monthly
Senior CommunityNo

Financial Details

List Price$365,190
Annual Taxes$2,808 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #262810530502001060

Schools

ElementaryFred G. Garnier Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

From I-4 take Exit 55 (US-27). Head south on US-27, keep right for State Road 544 / Lucerne Park Rd, follow SR-544 about 3 miles Willowbrook North will be on the right.

Location

823 ANDREW STREET, WINTER HAVEN, FL 33881

Listing Information

OfficeDRB GROUP REALTY, LLC
ListedSeptember 23, 2026

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Home Price

$365,190

20% ($73,038)
6.75%

Loan Term

Principal & Interest$1,895
Property Tax (est.)$335
Insurance (est.)$150
Total Monthly$2,380
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $365,190 home in WINTER HAVEN.

🏛️

FHA Loan

$12,782 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,260 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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