Skip to main content
1 / 21

$200,000

104 13TH STREET SE, WINTER HAVEN, FL 33880

Active0 days on market

Beds

2

Baths

2

Sq Ft

1,776 sq ft

Year Built

1947

Lot Size

0.19 acres

Garage

2

About This Property

Investor's dream or handyman special with plenty of potential! This 2-bedroom, 2-bath home offers 1,776 square feet of living space, including a bonus room with a bathroom. Enjoy a spacious 15-by-24 foot screened back porch, and an above-ground pool, and a view of Lake Elbert from the front driveway. With a little TLC, this property is ready to make your own or unlock its investment potential in desirable area of Winter Haven.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6445221
StatusActive
Year Built1947
Stories2
Total Rooms9
ConstructionVinyl Siding
RoofShingle
FoundationCrawlspace
FacesWest
SubdivisionELBERT HILLS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Thermostat, Walk-In Closet(s)
FlooringCarpet, Vinyl, Hardwood
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Mailbox, Private Yard
FencingChain Link
Lot Size0.19 acres (8,059 sq ft)
Lot Dimensions91 x 111
Lot FeaturesCorner Lot, City Lot, Level
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesAbove Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$200,000
Annual Taxes$1,382 (2025)
FinancingCash, Conventional
ZoningR-1A
Parcel #262827592500000172

Schools

ElementaryElbert Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

south on Dundee left on 13th St Home is on the left. Sentrilock on frontdoor

Location

104 13TH STREET SE, WINTER HAVEN, FL 33880

Listing Information

OfficeCHARLES RUTENBERG REALTY ORLANDO
ListedOctober 6, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$200,000

20% ($40,000)
6.75%

Loan Term

Principal & Interest$1,038
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,371
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $200,000 home in WINTER HAVEN.

🏦

Conventional

$10,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Winter Haven

More Homes in Winter Haven

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

Call (813) 733-7907TextContact