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$245,000

3042 PARK CIRCLE, HAINES CITY, FL 33844

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,344 sq ft

Year Built

1984

Lot Size

0.26 acres

Garage

1

About This Property

Renovated Freshwater Canal-Front Home with Extensive Upgrades! Welcome to this beautifully renovated canal-front home, offering an impressive list of updates and a peaceful Florida lifestyle. This move-in-ready property features a newer roof, newer A/C, newer plumbing, newer water heater, new kitchen cabinets, new stainless-steel appliances, luxury vinyl flooring, fresh interior paint, new windows, updated lighting, new ceiling fans, and so much more! The open floor plan creates a comfortable flow between the kitchen and living areas, making the home ideal for everyday living and entertaining. One of the standout features is the huge Florida room, where you can relax and enjoy beautiful views of the freshwater canal. Step outside and enjoy the covered wraparound porch, providing plenty of shaded outdoor space to sit back, unwind, and take in the peaceful natural surroundings. The oversized driveway offers ample parking for 4–5 vehicles, making it convenient for residents and guests. The canal provides access to private Lake Lowery, offering an added opportunity to enjoy Florida's natural beauty right from your own backyard. Conveniently located just 4.9 miles from shopping and restaurants, 15.9 miles from I-4, and 8.4 miles from Advent Health, this home combines tranquility and convenience. 45 minute drive to major theme parks. Come see all this renovated canal-front home has to offer—you may have just found your own peaceful piece of Florida! Select Home Warranty included! Measurements are approximate, buyers are to verify all information.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #O6445413
StatusActive
Year Built1984
Stories1
Total Rooms9
ConstructionVinyl Siding
RoofOther
FoundationOther
FacesNorth
SubdivisionNONE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryOther
WindowsShades
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorNone
Lot Size0.26 acres (11,191 sq ft)
Lot Dimensions75 x 145
Road SurfacePaved
0

Waterfront

WaterfrontYes
FeaturesCanal Front

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Water Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$245,000
Annual Taxes$2,060 (2025)
ZoningR-3
Parcel #262714000000032100

Schools

ElementaryEastside Elem
MiddleDaniel Jenkins Academy of Technology Middle
HighHaines City Senior High

Directions

Take Rte 27 South to Haines City, right on Old Polk City Rd, turn left on Lake Lowery Rd, then turn L on Oakdale, R on Park Cir, and bear right to sign on right.

Location

3042 PARK CIRCLE, HAINES CITY, FL 33844

Listing Information

OfficeLA ROSA REALTY CENTRAL FLORIDA LLC
ListedOctober 14, 2026

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Home Price

$245,000

20% ($49,000)
6.75%

Loan Term

Principal & Interest$1,271
Property Tax (est.)$225
Insurance (est.)$150
Total Monthly$1,646
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $245,000 home in HAINES CITY.

🏛️

FHA Loan

$8,575 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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