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$175,000

3520 N FLORIDA AVENUE, LAKELAND, FL 33805

Active8 days on market

Beds

4

Baths

3

Sq Ft

2,004 sq ft

Year Built

1925

Lot Size

0.37 acres

Garage

—

About This Property

Spacious home on an oversized corner Lot in North Lakeland. Close to all... Home Depot, the North Lakeland Mall and the i-4 are all about 5 minutes from this property.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6445442
StatusActive
Year Built1925
Total Rooms6
ConstructionVinyl Siding
RoofMetal
FoundationOther
FacesNorth
SubdivisionGLENWOOD PARK
CountyPolk
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen
FlooringHardwood
AppliancesNone
LaundryElectric Dryer Hookup
CoolingWall/Window Unit(s)
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorOther
Lot Size0.37 acres (15,995 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$175,000
Annual Taxes$2,561 (2025)
FinancingCash, Conventional, FHA, Other, Owner May Carry, VA Loan
ZoningR-3
Parcel #232736015500008011

Directions

Drive northwest on US 98. Take the exit on the left. Turn left to take the US 98 South ramp toward Lakeland/Florida Southern College. Left to Griffin Road. Left to North Florida Ave.

Location

3520 N FLORIDA AVENUE, LAKELAND, FL 33805

Listing Information

OfficeBEYCOME OF FLORIDA LLC
ListedSeptember 28, 2026

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Home Price

$175,000

20% ($35,000)
6.75%

Loan Term

Principal & Interest$908
Property Tax (est.)$160
Insurance (est.)$150
Total Monthly$1,218
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How to Buy This Home

Multiple financing options available for this $175,000 home in LAKELAND.

🏛️

FHA Loan

$6,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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