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$270,000

504 TERRACE RIDGE CIRCLE UNIT 5, DAVENPORT, FL 33896

3D Tour
Active13 days on market

Beds

4

Baths

2

Sq Ft

1,688 sq ft

Year Built

2005

Lot Size

0.02 acres

Garage

,

About This Property

Welcome to 504 Terrace Ridge Circle #311, a spacious 4-bedroom, 2-bath condominium offering 1,688 square feet of comfortable living space in the gated Terrace Ridge at Town Center community. This desirable first-floor residence features an open and functional floor plan with a spacious kitchen, dining area, and inviting living space perfect for everyday living and entertaining. A combination of luxury vinyl, tile, and carpet flooring adds comfort and style throughout the home. Residents of Terrace Ridge enjoy resort-style amenities including a community pool, clubhouse, fitness center, and recreational areas. The community’s convenient Davenport location provides easy access to I-4, shopping, dining, golf courses, and Central Florida’s world-famous attractions. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this spacious condo offers flexibility, convenience, and plenty of room to enjoy the Florida lifestyle.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #O6445485
StatusActive
Year Built2005
Stories3
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionTERRACE RIDGE AT TOWN CENTER EAST CONDO
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan
FlooringLuxury Vinyl
AppliancesConvection Oven, Dishwasher, Disposal, Refrigerator
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony
Lot Size0.02 acres (684 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Available, Electricity Available

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$755 / Monthly
Senior CommunityNo

Financial Details

List Price$270,000
Annual Taxes$3,110 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272602701011003110

Directions

Take Exit 58 toward ChampionsGate/Osceola Polk Line Road (CR 532). Head east on Osceola Polk Line Road, then turn left onto Old Lake Wilson Road. Turn left onto Town Center Boulevard, continue through the gated entrance, then turn left onto Terrace Ridge Circle. Continue to Building 5; Unit #311 is located at 504 Terrace Ridge Circle.

Location

504 TERRACE RIDGE CIRCLE UNIT 5, DAVENPORT, FL 33896

Listing Information

OfficeTHE C SMITH REAL ESTATE GROUP LLC
ListedSeptember 28, 2026

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Home Price

$270,000

20% ($54,000)
6.75%

Loan Term

Principal & Interest$1,401
Property Tax (est.)$248
Insurance (est.)$150
Total Monthly$1,798
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How to Buy This Home

Multiple financing options available for this $270,000 home in DAVENPORT.

🏛️

FHA Loan

$9,450 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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