Open House
Saturday, October 24 · 12:00 PM3:00 PM
$345,000
486 PANARO LANE, HAINES CITY, FL 33844
Beds
3
Baths
2
Sq Ft
1,783 sq ft
Year Built
2022
Lot Size
0.13 acres
Garage
2
About This Property
ASSUMABLE RATE MORTGAGE!!! Take advantage of the opportunity to assume an existing mortgage with approximately 26 years remaining, offering a unique financing option compared to starting a new 30-year loan. Welcome to this beautiful 2022-built 3-bedroom, 2-bath home offering modern comfort, thoughtful upgrades, and a spacious feel throughout. The open-concept floor plan creates an inviting flow between the living, dining, and kitchen areas, while the tall ceilings add an extra sense of openness and space. The split-bedroom layout provides privacy for the primary suite while keeping the additional bedrooms comfortably positioned for family or guests. Step outside to enjoy the fully paid-off privacy fence and spacious lanai, creating a great outdoor space for relaxing, entertaining, or enjoying Florida's beautiful weather. The home also features solar panels with an affordable monthly payment while allowing you to own the equipment long-term, helping make electricity costs more manageable. Located in a welcoming community with a pool and playground, this home combines newer construction, desirable upgrades, energy-saving features, and an exceptional mortgage opportunity. Don't miss your chance to make this home yours!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US Hwy 27, head east on CR 544. Turn right onto Scenic Highway, then turn right into Magnolia Park. Turn right onto Panaro Lane, then turn left onto the next street to 486 Panaro Lane. Home is on the left.
Location
486 PANARO LANE, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$345,000
Loan Term
How to Buy This Home
Multiple financing options available for this $345,000 home in HAINES CITY.
🏛️
FHA Loan
$12,075 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.