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$375,000

1017 MONTGOMERY LANE, POLK CITY, FL 33868

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

2,053 sq ft

Year Built

2023

Lot Size

0.19 acres

Garage

2

About This Property

Virtually Staged. IMMACULATE, LIKE NEW, 3 bedroom 2 bath with a backyard oasis is ready for its new owners!! Original owners with tons of custom upgrades! As you step inside, you will notice the SEPARATE dining room or flex space and beautiful LPV flooring throughout. The large OPEN concept home features an UPGRADED kitchen with SILESTONE countertops, walk-in pantry, soft close cabinets, stainless steel appliances and an oversized sink. The INSIDE laundry room features cabinets and a laundry sink. The primary bedroom has a tray ceiling, his-and-hers closets, and updated lighting throughout. The bathroom features a TILE walk-in shower, double vanities, and a water closet. Head out to the SCREENED PORCH, while you relax and enjoy your backyard. The Michael Phelps Swim Spa is the center of this PAVED paradise! There are plenty of extra outlets added, sprinkler system and fully fenced with VINYL fencing. This home is a MUST see. Schedule your tour today!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6445939
StatusActive
Year Built2023
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationBlock
FacesNortheast
SubdivisionAUBURN COVE PH 2 & 3
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringCarpet, Laminate
AppliancesCooktop, Dishwasher, Microwave, Range, Refrigerator
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorFire Pit, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
Lot Size0.19 acres (8,102 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolNo
SpaAbove Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Available, Electricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$630 / Annually
Senior CommunityNo

Financial Details

List Price$375,000
Annual Taxes$4,163 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252708298378000900

Schools

ElementaryLena Vista Elem
MiddleStambaugh Middle
HighTenoroc Senior

Directions

From US-27, turn onto Old Polk City Rd, then turn onto Montgomery Ln and continue to 1017 Montgomery Ln.

Location

1017 MONTGOMERY LANE, POLK CITY, FL 33868

Listing Information

OfficeKELLER WILLIAMS ADVANTAGE REALTY
ListedOctober 1, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$375,000

20% ($75,000)
6.75%

Loan Term

Principal & Interest$1,946
Property Tax (est.)$344
Insurance (est.)$150
Total Monthly$2,440
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $375,000 home in POLK CITY.

🏛️

FHA Loan

$13,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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