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$229,900

827 AVENUE O SW, WINTER HAVEN, FL 33880

3D Tour
Active4 days on market

Beds

3

Baths

2

Sq Ft

1,034 sq ft

Year Built

1921

Lot Size

0.20 acres

Garage

—

About This Property

Welcome to this beautifully remodeled Winter Haven home with a desirable Lake Shipp view! Thoughtfully updated from top to bottom, this property offers the peace of mind of a new roof, new HVAC system, updated plumbing, and updated electrical—giving you the feel of a brand-new home without the new-construction wait. Inside, enjoy a fresh, modern living space with quality updates and an inviting layout designed for comfortable everyday living and entertaining. The Lake Shipp views add a special touch, creating a relaxing backdrop to your Florida lifestyle. With major systems already updated, this home is an excellent opportunity for buyers looking for a move-in-ready property with substantial improvements already completed. Conveniently located in Winter Haven with easy access to area shopping, dining, recreation, and Central Florida attractions.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6446125
StatusActive
Year Built1921
Stories1
Total Rooms4
ConstructionWood Frame
RoofShingle
FoundationCrawlspace
FacesSouth
SubdivisionLAKE SHIPP OR PORTERS ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorThermostat
FlooringVinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.20 acres (8,546 sq ft)
Lot Dimensions60 x 143
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$229,900
Annual Taxes$888 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #262832647000007131

Schools

ElementaryJohn Snively Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

Head north on 7th St SW toward Ave O SW, take the 1st left onto Ave O SW. Destination will be on the right.

Location

827 AVENUE O SW, WINTER HAVEN, FL 33880

Listing Information

OfficePALMANO GROUP RE BROKERAGE LLC
ListedOctober 2, 2026

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Home Price

$229,900

20% ($45,980)
6.75%

Loan Term

Principal & Interest$1,193
Property Tax (est.)$211
Insurance (est.)$150
Total Monthly$1,554
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $229,900 home in WINTER HAVEN.

🏛️

FHA Loan

$8,047 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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