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$449,900

11123 OYSTER BAY CIRCLE, NEW PORT RICHEY, FL 34654

3D Tour
Active22 days on market

Beds

4

Baths

3

Sq Ft

2,916 sq ft

Year Built

2008

Lot Size

0.18 acres

Garage

2

About This Property

Virtually Staged. Welcome to this spacious home in the gated Waters Edge community of New Port Richey. Offering four bedrooms and three full bathrooms, this home features an open floor plan with comfortable living spaces, a functional kitchen, high ceilings, a loft, and a two-car garage. Recent updates include full interior paint throughout and restored hardwood flooring. Waters Edge offers resort-style amenities including a clubhouse, community pool, fitness center, and a basketball and pickleball court. Conveniently located near shopping, dining, the Veterans Expressway, Jay B. Starkey Wilderness Park, and the parks, restaurants, and entertainment of Downtown New Port Richey. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6446493
StatusActive
Year Built2008
Stories1
Total Rooms7
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionWATERS EDGE 02
CountyPasco
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, Walk-In Closet(s)
FlooringHardwood
AppliancesRange Hood, Refrigerator
LaundryOther
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorGarden, Private Entrance, Private Mailbox, Private Yard
Lot Size0.18 acres (7,760 sq ft)
Road SurfaceAsphalt
ViewGarden
0

Utilities

WaterSee Remarks
SewerOther
UtilitiesUnderground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$508 / Quarterly
Senior CommunityNo

Financial Details

List Price$449,900
Original Price$459,900
Annual Taxes$8,886 (2025)
FinancingCash, Conventional
ZoningMPUD
Parcel #172520004.0000.00380.0

Schools

ElementaryCypress Elementary-PO
MiddleRiver Ridge Middle-PO
HighRidgewood High School-PO

Directions

From US-19 N, turn east onto Ridge Road and continue toward the Waters Edge community. Turn right onto Little Road, then turn onto Ridge Road as directed toward the community entrance. Enter Waters Edge and follow the neighborhood roadway to Oyster Bay Circle. Continue on Oyster Bay Circle to 11123 Oyster Bay Circle. The property will be located within the community.

Location

11123 OYSTER BAY CIRCLE, NEW PORT RICHEY, FL 34654

Listing Information

OfficeMAINSTAY BROKERAGE LLC
ListedOctober 1, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$449,900

20% ($89,980)
6.75%

Loan Term

Principal & Interest$2,334
Property Tax (est.)$412
Insurance (est.)$150
Total Monthly$2,897
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $449,900 home in NEW PORT RICHEY.

🏦

Conventional

$22,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 23, 2026.

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