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$275,000

3406 FOX RIDGE STREET, WINTER HAVEN, FL 33884

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,392 sq ft

Year Built

1987

Lot Size

0.15 acres

Garage

2

About This Property

A hidden gem awaits for you in Fox Ridge in Winter Haven. This 3 bedroom 2 bath with 2 car garage has a lot to show. New roof 2026, new water heater and AC 2024. Installed also in 2026 Kitchen and bathroom cabinetry, counter tops and lighting fixtures. Open floor plan with cathedral ceilings and split bedrooms and with natural lighting streaming throughout the house. Kitchen has new farmer's sink , gas range and refrigerator. Laminate plank flooring thru out the house and tile on the master bedroom. A decorative fireplace sits in the living room. Master bedroom has a sliding door that opens to the large screened covered patio overlooking the fenced backyard. Master bathroom has a walk in shower and two walk in closets. All bedrooms have ceiling fans. No HOA. The patio would be a great place for entertaining.Great location with easy commute to shopping, dining, restaurants and downtown Winter Haven.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6446507
StatusActive
Year Built1987
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionFOX RIDGE PH 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Open Floorplan, Split Bedroom, Walk-In Closet(s)
FlooringCeramic Tile, Laminate
AppliancesElectric Water Heater, Range, Refrigerator
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric, Exhaust Fan
FireplaceYes ()

Exterior & Lot

ExteriorSliding Doors
FencingChain Link
Lot Size0.15 acres (6,399 sq ft)
Lot FeaturesIn County, Landscaped
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Natural Gas Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$275,000
Annual Taxes$3,523 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRM
Parcel #272906855565000730

Directions

From I-4 East Orlando, go west towards Tampa. Take exit 55 Haines City for US Hwy 27 South. Turn right to FL-540 W Cypress Garden Blvd. Turn right after 7-11(on your right) onto Cypress Gardens Road. Right on Fox Ridge Street. House will be on your right.

Location

3406 FOX RIDGE STREET, WINTER HAVEN, FL 33884

Listing Information

OfficeGLOBAL LUXURY REALTY LLC
ListedOctober 2, 2026

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Home Price

$275,000

20% ($55,000)
6.75%

Loan Term

Principal & Interest$1,427
Property Tax (est.)$252
Insurance (est.)$150
Total Monthly$1,829
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How to Buy This Home

Multiple financing options available for this $275,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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