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$399,900

5381 MADDIE DRIVE, HAINES CITY, FL 33844

3D Tour
Active2 days on market

Beds

5

Baths

3

Sq Ft

3,011 sq ft

Year Built

2023

Lot Size

0.10 acres

Garage

2

About This Property

Short Sale. Welcome to Hammock Reserve in Haines City! This 3,011-square-foot, two-story home features 5 bedrooms and 3 full bathrooms, including a convenient first-floor guest suite. Built in 2023, the home offers a spacious, flexible layout with an open living, kitchen and dining area. The kitchen features quartz countertops and stainless-steel GE appliances, complemented by luxury vinyl plank flooring and neutral finishes. Upstairs, the primary suite is joined by additional bedrooms, a full bathroom and an oversized laundry room. The home also features a 2-car attached garage and access to community amenities including a swimming pool, 2 playgrounds and 2 pet parks. Conveniently located near shopping, dining and major Central Florida attractions with access to the I-4 corridor. Short sale subject to lender approval. All information is deemed reliable but not guaranteed. Buyer and buyer’s agent are responsible for independently verifying all measurements, square footage, lot size, room dimensions, HOA fees, assessments, rules, restrictions, amenities, taxes, and other property information.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6446669
StatusActive
Year Built2023
Total Rooms5
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionHAMMOCK RESERVE PH 3
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sprinkler Metered
Lot Size0.10 acres (4,456 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$175 / Quarterly
Senior CommunityNo

Financial Details

List Price$399,900
Annual Taxes$8,581 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262724489504001210

Directions

From I-4, take US-27 S. Turn right onto Old Polk City Rd. Turn left onto Prado Grande Ave, then right onto Yarian Dr. Continue onto Bernard Blvd. Turn left onto Whitney Way, then right onto Maddie Dr. Follow Maddie Dr to the property.

Location

5381 MADDIE DRIVE, HAINES CITY, FL 33844

Listing Information

OfficeFLORIDA REALTY INVESTMENTS
ListedOctober 8, 2026

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Home Price

$399,900

20% ($79,980)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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How to Buy This Home

Multiple financing options available for this $399,900 home in HAINES CITY.

🏛️

FHA Loan

$13,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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